United Bankshares (UBSI) came out with quarterly earnings of $0.91 per share, beating the Zacks Consensus Estimate of $0.86 per share. This compares to earnings of $0.69 per share a year ago.
United Bankshares is upgraded from "Hold" to a soft "Buy" due to improved fundamentals and attractive valuation. The acquisition of Piedmont Bancorp significantly boosted UBSI's assets, deposits, and loan portfolio, supporting future growth. UBSI demonstrates strong asset quality, with low non-performing loan and asset ratios, and trades at a discount to book value.
While the top- and bottom-line numbers for United Bankshares (UBSI) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
United Bankshares (UBSI) came out with quarterly earnings of $0.92 per share, beating the Zacks Consensus Estimate of $0.82 per share. This compares to earnings of $0.7 per share a year ago.
United Bankshares (UBSI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
United Bankshares has been a solid performer these past few months, returning over 10% since my first piece back in March. United's recent earnings saw a nice bump from its latest piece of M&A. Credit quality also remains robust, with the bank still only experiencing modest losses and delinquencies. While the stock hasn't been the best performer over the past decade or so, multiple compression has been a big driver of that. The valuation is much more reasonable today.
United Bankshares (UBSI) appears to have found support after losing some value lately, as indicated by the formation of a hammer chart. In addition to this technical chart pattern, strong agreement among Wall Street analysts in revising earnings estimates higher enhances the stock's potential for a turnaround in the near term.
Although the revenue and EPS for United Bankshares (UBSI) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
United Bankshares (UBSI) came out with quarterly earnings of $0.85 per share, beating the Zacks Consensus Estimate of $0.77 per share. This compares to earnings of $0.71 per share a year ago.
United Bankshares (UBSI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
United Bankshares (UBSI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
United Bankshares' frequent acquisitions, including the recent Piedmont Bancorp deal, have led to deteriorating financial metrics and integration challenges. Key ratios like ROA, ROE, and capital levels have declined post-merger, with a sharp rise in credit loss provisions raising concerns about loan quality. Despite a strong dividend history and attractive yield, UBSI's valuation is high relative to peers, and organic growth remains weak.