Unum: Closed Block Fears Create Opportunity
Unum Group faces headwinds from its legacy long-term care (LTC) business, but its core insurance operations remain robust and profitable. The Closed Block segment drags on returns, yet recent reinsurance deals and excess capital reduce future risk and allow focus on stronger business units. Despite slower sales, UNM's U.S. and international segments show stable earnings, strong capital ratios, and ongoing share buybacks supporting shareholder value.
Unum Group (UNM) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript
Unum Group (NYSE:UNM ) Barclays 23rd Annual Global Financial Services Conference September 9, 2025 4:15 PM EDT Company Participants Richard McKenney - President, CEO & Director Steven Zabel - Executive VP & CFO Presentation Unknown Analyst All right. We're going to jump into it here.
Unum to Benefit From Growing Premium Amid Rising Expenses
Unum Group sees Q2 premium gains, but rising costs, margin pressure, and weak ROE temper its performance.
Unum Group (UNM) Q2 2025 Earnings Call Transcript
Unum Group (NYSE:UNM ) Q2 2025 Earnings Conference Call July 30, 2025 8:00 AM ET Company Participants Christopher Wallace Pyne - Executive Vice President of Group Benefits J. Matthew Royal - Senior Vice President of Investor Relations & Treasury Mark Paul Till - Executive VP & CEO of Unum International Richard Paul McKenney - President, CEO & Director Steven Andrew Zabel - Executive VP & CFO Timothy Gerald Arnold - Executive VP of Voluntary Benefits & President of Colonial Life Conference Call Participants Elyse Beth Greenspan - Wells Fargo Securities, LLC, Research Division Jack Matten - BMO Capital Markets Equity Research Jamminder Singh Bhullar - JPMorgan Chase & Co, Research Division Joel Robert Hurwitz - Dowling & Partners Securities, LLC John Bakewell Barnidge - Piper Sandler & Co., Research Division Mark Douglas Hughes - Truist Securities, Inc., Research Division Michael Augustus Ward - UBS Investment Bank, Research Division Ryan Joel Krueger - Keefe, Bruyette, & Woods, Inc., Research Division Suneet Laxman L.
Unum Group Q2 Earnings Miss, Revenues Top, Premiums Rise Y/Y
UNM's Q2 earnings miss by 7.2% as income slips 4.2%, while revenue rises on higher premiums and investments.
Unum (UNM) Reports Q2 Earnings: What Key Metrics Have to Say
While the top- and bottom-line numbers for Unum (UNM) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Unum (UNM) Lags Q2 Earnings Estimates
Unum (UNM) came out with quarterly earnings of $2.07 per share, missing the Zacks Consensus Estimate of $2.23 per share. This compares to earnings of $2.16 per share a year ago.
What's in the Cards for Unum Group This Earnings Season?
UNM's second-quarter results are likely to benefit from favorable persistency and better sales in the operating segments.
Unum (UNM) Reports Next Week: Wall Street Expects Earnings Growth
Unum (UNM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
UNM Outperforms Industry, Trades at a Premium: Should You Buy the Stock?
Unum Group outperforms in 2025 as core segments expand and the stock trades at a discount to the industry average.
Unum: Another Key Milestone Supports Ongoing Multiple Expansion
Unum's reinsurance deal with Fortitude Re reduces long-term care risk, unlocking capital and accelerating its transformation beyond legacy insurance challenges. I value UNM based on its core business, excluding the Closed Block, and see $49 per share as the relevant book value for investors. Recent earnings were mixed due to higher claims and weak alternative investments, but I expect these issues to be temporary with improving returns ahead.
UNM Stock Trading at a Discount to Industry at 1.23X: Time to Hold?
Unum Group stock rallies on improved premium income, higher sales, strong persistency, favorable benefits experience, as well as effective capital deployment.
