Unum (UNM) reported earnings 30 days ago. What's next for the stock?
Unum Group boosts dividend 10% as it eyes $300-$330 million payout in 2025, but analysts remain cautious amid high valuation and tepid earnings outlook.
Unum and Hartford share a focus on employer-based group benefits, but differ in underwriting risk, earnings drivers, and valuation. Hartford continues to deliver stable underwriting results and double-digit book value growth, but catastrophe exposure remains a structural headwind. Unum is executing well on capital redeployment following its LTC reinsurance deal, offering higher ROE and a more attractive total shareholder yield.
Unum Group (NYSE:UNM ) Q1 2025 Earnings Conference Call April 30, 2025 8:00 AM ET Company Participants Matt Royal - Senior Vice President, Head of Investor Relations and Treasury Rick McKenney - President and Chief Executive Officer Steve Zabel - Chief Financial Officer Chris Pyne - Executive Vice President, Group Benefits Tim Arnold - Executive Vice President, Voluntary Benefits & President-Colonial Life Mark Till - CEO Conference Call Participants Ryan Krueger - KBW Suneet Kamath - Jeffries Joel Hurwitz - Dowling & Partners Elyse Greenspan - Wells Fargo Thomas Gallagher - Evercore ISI Wesley Carmichael - Autonomous Research Alex Scott - Barclays John Barnidge - Piper Sandler Jack Matten - BMO Capital Markets Jimmy Bhullar - JPMorgan Mark Hughes - Truist Securities Operator Thank you for standing by. My name is Kayla and I will be your conference operator today.
UNM's Q1 results reflect solid performances across most of the segments, partially offset by weakness in the Unum U.S and Corporate segments.
Although the revenue and EPS for Unum (UNM) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Unum (UNM) came out with quarterly earnings of $2.04 per share, missing the Zacks Consensus Estimate of $2.19 per share. This compares to earnings of $2.12 per share a year ago.
UNM's first-quarter results are likely to benefit from better performance at its operating segments.
Unum (UNM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Unum Group stock rallies on improved premium income, higher sales, strong persistency, favorable benefits experience and effective capital deployment.
Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments.
Unum Group stock rallies on improved premium income, higher sales, strong persistency, favorable benefits experience, as well as effective capital deployment.