Unum (UNM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Unum Group outperforms in 2025 as core segments expand and the stock trades at a discount to the industry average.
Unum's reinsurance deal with Fortitude Re reduces long-term care risk, unlocking capital and accelerating its transformation beyond legacy insurance challenges. I value UNM based on its core business, excluding the Closed Block, and see $49 per share as the relevant book value for investors. Recent earnings were mixed due to higher claims and weak alternative investments, but I expect these issues to be temporary with improving returns ahead.
Unum Group stock rallies on improved premium income, higher sales, strong persistency, favorable benefits experience, as well as effective capital deployment.
Unum (UNM) reported earnings 30 days ago. What's next for the stock?
Unum Group boosts dividend 10% as it eyes $300-$330 million payout in 2025, but analysts remain cautious amid high valuation and tepid earnings outlook.
Unum and Hartford share a focus on employer-based group benefits, but differ in underwriting risk, earnings drivers, and valuation. Hartford continues to deliver stable underwriting results and double-digit book value growth, but catastrophe exposure remains a structural headwind. Unum is executing well on capital redeployment following its LTC reinsurance deal, offering higher ROE and a more attractive total shareholder yield.
Unum Group (NYSE:UNM ) Q1 2025 Earnings Conference Call April 30, 2025 8:00 AM ET Company Participants Matt Royal - Senior Vice President, Head of Investor Relations and Treasury Rick McKenney - President and Chief Executive Officer Steve Zabel - Chief Financial Officer Chris Pyne - Executive Vice President, Group Benefits Tim Arnold - Executive Vice President, Voluntary Benefits & President-Colonial Life Mark Till - CEO Conference Call Participants Ryan Krueger - KBW Suneet Kamath - Jeffries Joel Hurwitz - Dowling & Partners Elyse Greenspan - Wells Fargo Thomas Gallagher - Evercore ISI Wesley Carmichael - Autonomous Research Alex Scott - Barclays John Barnidge - Piper Sandler Jack Matten - BMO Capital Markets Jimmy Bhullar - JPMorgan Mark Hughes - Truist Securities Operator Thank you for standing by. My name is Kayla and I will be your conference operator today.
UNM's Q1 results reflect solid performances across most of the segments, partially offset by weakness in the Unum U.S and Corporate segments.
Although the revenue and EPS for Unum (UNM) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Unum (UNM) came out with quarterly earnings of $2.04 per share, missing the Zacks Consensus Estimate of $2.19 per share. This compares to earnings of $2.12 per share a year ago.
UNM's first-quarter results are likely to benefit from better performance at its operating segments.