While the top- and bottom-line numbers for Upstart (UPST) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Upstart Holdings, Inc. (UPST) came out with quarterly earnings of $0.3 per share, missing the Zacks Consensus Estimate of $0.39 per share. This compares to earnings of $0.3 per share a year ago.
The AI lending company came up short on a key profit metric, but its CEO says that analysts may have mismodeled seasonal trends.
Upstart is transforming from an AI-powered lending marketplace to a risk-conscious primary lender, with a national bank charter application as a major catalyst. UPST's Q1 is expected to be the lowest quarter of 2025, yet guidance suggests potential for significant beats and upward revisions throughout the year. UPST trades at a discount to peers, but margin expansion and bank charter approval could drive a material re-rating if management achieves long-term targets.
Upstart Holdings, Inc. announced Cash Line, a revolving credit product targeting retail customers, in February. The beta launch was completed two weeks ago. Incoming CEO Paul Gu confirmed on X that Cash Line was off to a great start, becoming the best-ever product launch in the history of the company. I expect Cash Line to deliver high-margin, recurring revenue, with even a 5% payday loan market share translating to meaningful incremental revenue for UPST.
Upstart (UPST) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Upstart Holdings, Inc. (UPST) concluded the recent trading session at $33.49, signifying a +2.04% move from its prior day's close.
Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
In the closing of the recent trading day, Upstart Holdings, Inc. (UPST) stood at $33.2, denoting a -4.76% move from the preceding trading day.
Upstart (UPST) was a big mover last session on higher-than-average trading volume. The latest trend in FFO estimate revisions might not help the stock continue moving higher in the near term.
Is the fintech lending sector finally waking up? Upstart Holdings (NASDAQ:UPST) stock surged 14% today, rising from $29.53 to $33.63 in Wednesday's session.
Upstart Holdings, Inc. (UPST) concluded the recent trading session at $28.06, signifying a +2.93% move from its prior day's close.