USCB Financial NASDAQ: USCB reported second-quarter 2026 net income of $9.1 million, or $0.49 per diluted share, up from $0.40 per diluted share a year earlier. The company said the quarter was marked by record loan production, higher net interest margin, controlled expenses and continued low credit losses as total assets surpassed $3 billion.
Although the revenue and EPS for USCB Financial (USCB) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.49 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.4 per share a year ago.
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
Curtis Ellergodt Rothschild Investment LLC | 21 | $386.4 | $472.92 | $86.52 | 22.39% |
| AS Anton Schutz MENDON CAPITAL ADVISORS Corp. | 597,788 | $8.69M | $13.21M | $4.51M | 51.93% |
Joseph Castro Nuveen LLC | 19,796 | $358,865.31 | $437,293.64 | $78,428.33 | 21.85% |
Bobby Adusumilli SJS Investment Consulting Inc. | 1 | $18.42 | $21.97 | $3.55 | 19.27% |
Ellen York T. Rowe Price Investment Management Inc. | 1.57M | $29.46M | $35.25M | $5.79M | 19.64% |
| Banks Industry | Financials Sector | Luis de la Aguilera CEO | NASDAQ (NMS) Exchange | 90355N101 CUSIP |
| US Country | 205 Employees | 17 Aug 2026 Last Dividend | 30 Dec 2021 Last Split | 23 Jul 2021 IPO Date |
USCB Financial Holdings, Inc. is a prominent bank holding company that was founded in 2002, with its headquarters located in the bustling city of Miami, Florida. As the parent company of U.S. Century Bank, it focuses primarily on serving small-to-medium sized businesses with a broad array of banking products and services. This institution is dedicated to fulfilling the diverse financial needs of its client base, providing a personalized banking experience that is tailored to each customer's unique requirements.
USCB Financial Holdings, Inc. offers a comprehensive range of banking accounts, including checking, savings, money market, and time deposit accounts. In addition, they provide certificates of deposit, catering to various savings and investment preferences of their clients.
The company's loan portfolio is extensive and diverse, comprising residential real estate loans for those looking to purchase or refinance their home. Commercial real estate loans are available for businesses seeking to invest in property. Commercial and industrial loans support business operations, expansion, and growth. Foreign banks loans are offered as well, alongside secured and unsecured consumer loans, which encompass personal loans, overdrafts, and loans collateralized by deposit accounts.
Offering sophisticated treasury and cash management services, USCB Financial Holdings, Inc. addresses the nuanced financial management needs of businesses. These services are designed to optimize cash flow, manage liquidity efficiently, and enhance financial operations.
The bank provides comprehensive commercial payment solutions that streamline transactions and payment processes for businesses. These services are tailored to improve operational efficiency and manage payment flows.
In the digital era, USCB Financial Holdings, Inc. embraces technology by offering robust online banking services. This enables clients to manage their accounts, perform transactions, and access banking services conveniently from anywhere, at any time.