Waterstone Financial Inc. (WSBF)
Waterstone Financial, Inc. (WSBF) Shareholder/Analyst Call Prepared Remarks Transcript
Waterstone Financial, Inc. (WSBF) Shareholder/Analyst Call Prepared Remarks Transcript
Waterstone Financial's Q1 Earnings Jump Y/Y on Mortgage Growth
WSBF doubles its Q1 earnings per share on a year-over-year basis on margin expansion and stronger mortgage activity, though higher compensation costs act as a partial offset.
WSBF's Q4 Earnings Jump 57% Y/Y on Margin Expansion, Credit Gains
Waterstone Financial posts strong Q4 2025 results, with EPS up 57%, boosted by rising net interest income, loan yield expansion and a return to profitability in Mortgage Banking.
Waterstone Financial Rises 22% in 6 Months: Should You Buy the Stock?
WSBF is advancing with loan growth, margin expansion, robust capital, cost efficiencies, strategic share repurchases and a focus on high-yield commercial real estate lending.
The Phoenix Of Port Washington: Waterstone Financial's Sustainable Turnaround
Waterstone Financial (WSBF) has executed a successful turnaround, with both its banking and mortgage segments returning to growth and profitability. WSBF's dual-business model, disciplined expense management, and improved asset quality have driven a sharp rebound in earnings and efficiency ratios. Despite some uncertainty from declining interest rates, WSBF is well-positioned to benefit from sector tailwinds and continued operational improvements.
WSBF's Q3 Earnings Soar 73% Y/Y on Higher Loan Yield, Stock up 5%
Waterstone Financial reports a 73% YoY surge in Q3 earnings, driven by higher loan yields, margin expansion, and steady asset quality despite lower mortgage originations and declining noninterest income.
Waterstone Financial's Q2 Earnings Up Y/Y on Community Bank Gains
WSBF posts strong Q2 earnings, driven by robust community banking results and share repurchases, offsetting weakness in mortgage income.
Zacks Initiates Coverage of Waterstone Financial With Neutral Recommendation
Find out why Zacks has assigned Waterstone Financial a "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore how strong capital levels, steady dividends, and banking stability are balanced by mortgage headwinds and regional concentration risks.
Waterstone Financial Outperforms The Regional Banking Sector
Waterstone Financial is a small regional bank involved in community banking and mortgage lending. WSBF has been buying back shares which has increased book value. Over the past 10 years, the stock has outperformed the regional banking sector.
