Brad Garlinghouse presented Ripple Treasury as an inflection point for corporate finance. The platform, defined as the first native on-chain solution of its kind, allows companies to visualize, receive and manage fiat and digital assets —specifically XRP and RLUSD— from a single integrated dashboard, without limitations across multiple accounts or disruptions to existing workflows.
Questions are being raised as to what is next for XRP's price action since the altcoin faces a critical test at the 50-month EMA.
Investment-grade credit ratings now position Ripple Prime among credible institutional brokerage players, as surging assets, strengthening profitability, and rising demand underscore its expanding role across digital and traditional financial markets.
Stellar has surged ahead of XRP in RWA tokenization, with $1.4B in on-chain assets and strong developer activity led by Franklin Templeton.
KBRA noted that a key factor behind the strong rating is Ripple's solid financial backing.
Ripple Prime, Ripple's institutional prime brokerage platform, has received an investment-grade issuer rating, according to the firm. Kroll Bond Rating Agency (KBRA) has assigned an issuer rating of BBB to Ripple Prime CIV US BD HoldCo LLC.
Ripple Prime's BBB rating enhances investor confidence, signaling strong capital support and potential growth, despite economic pressures. Ripple Prime earns BBB rating from Kroll, reflecting robust capital support and early profitability.
Ripple's XRP is trading under pressure in early April, but market attention is increasingly shifting from short-term charts to Washington, where a proposed ‘CLARITY' bill is expected to face a key vote later this month—an outcome analysts say could reshape how XRP is regulated and how much institutional capital can access it. As of Wednesday in U.S. Eastern Time, XRP was changing hands in the $1.31–$1.36 range, down about 3.6% over the past 24 hours.
Bitcoin (CRYPTO: BTC) closed the first quarter of 2026 down 23%, driving exhausted traders to pivot capital into a surprising alternative asset class: physical Pokémon cards. Prominent crypto analyst Trader Mayne and pseudonymous collectibles expert CBS discussed on Wednesday how the Trading Card Game (TCG) market is absorbing liquidity as digital assets continue to trade sideways.
In a recent tweet, Ripple CEO Brad Garlinghouse noted that Ripple Treasury is on a tear, facilitating $13 trillion in payments for customers last year.
Technically and fundamentally, XRP is in a weaker position than others, and the gap between it and the top three assets is not getting smaller.
David Schwartz, the former Ripple CTO, has defended the company's business model as it relates to pushing for more XRP adoption. As is his custom, the clarification of the economic motive behind XRP's integration with traditional banks came in a conversation on X.