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X Financial (XYF)

Market Closed
17 Jul, 20:00
NYSE NYSE
$
4. 64
-0.12
-2.521%
$
31.72M Market Cap
1.08 P/E Ratio
0.56% Div Yield
48,700 Volume
0 Eps
$ 4.76
Previous Close
Investors:
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Day Range
4.61 4.78
Year Range
3.3 18.98
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Summary

XYF closed today lower at $4.64, a decrease of -2.521% from yesterday's close, completing a monthly decrease of -4.5267% or -$0.22. Over the past 12 months, XYF stock lost -18.4534%.
XYF pays dividends to its shareholders, with the most recent payment made on May 20, 2026. The next estimated payment will be in In 4 months on Nov 20, 2026 for a total of $0.2802.
The last earnings report, released on Apr 01, 2026, exceeded the consensus estimates by 0%. On average, the company has surpassed earnings expectations by 0%, based on the last three reports.
X Financial has completed 1 stock splits, with the recent split occurring on Nov 19, 2020.
The company's stock is traded on one exchange.

XYF Chart

X Financial (XYF) Q1 2026 Earnings Call Prepared Remarks Transcript

X Financial (XYF) Q1 2026 Earnings Call Prepared Remarks Transcript

X Financial (XYF) Q1 2026 Earnings Call Prepared Remarks Transcript

Seekingalpha | 1 month ago
X Financial (XYF) Q4 2025 Earnings Call Prepared Remarks Transcript

X Financial (XYF) Q4 2025 Earnings Call Prepared Remarks Transcript

X Financial (XYF) Q4 2025 Earnings Call Prepared Remarks Transcript

Seekingalpha | 3 months ago
X Financial (XYF) Q3 2025 Earnings Call Transcript

X Financial (XYF) Q3 2025 Earnings Call Transcript

X Financial ( XYF ) Q3 2025 Earnings Call November 21, 2025 8:30 AM EST Company Participants Victoria Yu Kan Li - President & Director Noah Kauffman Fuya Zheng - Chief Financial Officer Presentation Operator Hello, and welcome to the X Financial Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.

Seekingalpha | 7 months ago

X Financial Investors

Name Quantity Cost Value Profit ($) Gain (%)
SPS
Sean P. Skuja QRG CAPITAL MANAGEMENT, INC.
10,739 $44,245 $49,828.96 $5,583.96 12.62%
SAM
Smartleaf Asset Management LLC Smartleaf Asset Management LLC
2 $11.2 $9.6 -$1.6 -14.29%
Mark Schafer
Mark Schafer Police & Firemen's Retirement System of New Jersey
7,644 $42,806 $35,697.48 -$7,108.52 -16.61%

X Financial (XYF) FAQ

What is the stock price today?

The current price is $4.64.

On which exchange is it traded?

X Financial is listed on NYSE.

What is its stock symbol?

The ticker symbol is XYF.

Does it pay dividends? What is the current yield?

Yes, It pays dividends and the current yield is 0.56%.

What is its market cap?

As of today, the market cap is 31.72M.

Has X Financial ever had a stock split?

X Financial had 1 splits and the recent split was on Nov 19, 2020.

X Financial Profile

Financial Services Industry
Financials Sector
Yue Tang CEO
NYSE Exchange
98372W202 CUSIP
CN Country
563 Employees
20 May 2026 Last Dividend
19 Nov 2020 Last Split
18 Sep 2018 IPO Date

Overview

X Financial is a leading provider of personal finance services in the People's Republic of China. Established in 2014 and based in Shenzhen, the company operates an innovative online marketplace that bridges the gap between borrowers and investors. X Financial's mission is to offer accessible, efficient, and secure financial solutions to both individual consumers and small business owners across China.

Products and Services

X Financial offers a diverse range of financial products and services, tailored to meet the needs of its clients. These include:

  • Xiaoying Credit Loan: This is X Financial's primary loan product, designed to encompass several financial solutions for individual borrowers. It includes:
    • Xiaoying Card Loan: A credit facility that provides consumers with flexible borrowing options to meet immediate financial needs.
    • Xiaoying Preferred Loan: Targeted at small business owners, this loan product offers preferential rates and terms to support the growth and operational needs of small enterprises.
    • Xiaoying Revolving Loan: Providing a flexible line of credit to users, allowing them to borrow, repay, and reborrow funds as needed, up to a certain limit.
  • Xiaoying Housing Loan: A home equity loan product specifically designed for property owners, offering them access to financing against the equity of their residential property.
  • Xiaoying Wealth Management Platform: Through its wealth management platform, X Financial provides a range of investment products tailored to individual risk profiles and investment objectives. This includes:
    • Loan Products: A variety of loan options with different terms and rates, enabling investors to diversify their portfolios.
    • Money Market Products: Low-risk investment options for investors looking for a safe place to park their funds while earning interest.
    • Insurance Products: Offering a broad array of insurance options to protect investors’ assets and provide financial security.
  • Loan Facilitation Services: X Financial extends its services to other platforms by providing loan facilitation services. This includes the underwriting and servicing of loans originated by partner platforms, enhancing the efficiency and reach of financial services across the ecosystem.

Contact Information

Address: Aerospace Science and Technology Plaza
Phone: 86 75 5862 82977