Exzeo Group, Inc. (XZO)
NYSE NYSE Primary 
Exzeo: Post-Earnings Selloff Met With A Buyback
Exzeo (XZO) delivered Q1 pre-tax operating income and managed premium above guidance, with strong cash conversion and a robust $330 million cash balance. XZO maintains conservative full-year guidance, expecting managed premium to reach $1.55 billion and EBIT of $115-125 million, despite industry headwinds and limited analyst coverage. Valuation remains attractive at 7x EV/'26 EBITDA and 11.5% FCF yield, supported by high margins, AI-driven innovation, and a new $12 million buyback program.
Exzeo Group, Inc. (XZO) Q1 2026 Earnings Call Transcript
Exzeo Group, Inc. (XZO) Q1 2026 Earnings Call Transcript
Exzeo: Under The Radar And Gleaming
Exzeo, majority-owned by HCI Group, delivers property-specific risk analysis technology, enabling superior underwriting and margin expansion. XZO posted Q4 revenue of $53.3M, adjusted EBITDA of $28M, and expanding margins, trading at less than 16x earnings and ~10x EBITDA. AI disintermediation fears are overblown; XZO's proprietary datasets and new third-party partnerships underpin defensible, scalable growth.
Head to Head Review: Exzeo Group (NYSE:XZO) and Slide Insurance (NASDAQ:SLDE)
Exzeo Group (NYSE: XZO - Get Free Report) and Slide Insurance (NASDAQ: SLDE - Get Free Report) are both financial services companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, analyst recommendations, dividends, valuation, risk, institutional ownership and earnings. Analyst Recommendations This is a summary of
Exzeo Group, Inc. (XZO) Q4 2025 Earnings Call Transcript
Exzeo Group, Inc. (XZO) Q4 2025 Earnings Call Transcript
Exzeo Group, Inc. (XZO) Q3 2025 Earnings Call Transcript
Exzeo Group, Inc. (XZO) Q3 2025 Earnings Call Transcript
