Affirm Holdings, Inc. (AFRM) Q4 2026 Earnings Call Transcript
Affirm NASDAQ: AFRM said its fiscal fourth quarter was its most profitable ever, excluding the release of a tax valuation allowance, as the buy now, pay later company pointed to continued momentum in its core business and outlined product, merchant and international expansion priorities.
Affirm's latest quarter shows buy now, pay later (BNPL) moving deeper into everyday spending, where affordability depends less on financing one large purchase and more on giving consumers flexibility across a growing number of transactions. That pattern showed up clearly in the numbers for the fiscal fourth quarter released Thursday (Aug. 27).
Although the revenue and EPS for Affirm Holdings (AFRM) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Affirm Holdings (AFRM) came out with quarterly earnings of $4.62 per share, beating the Zacks Consensus Estimate of $0.33 per share. This compares to earnings of $0.2 per share a year ago.
Affirm's stock has traded sideways over the past few weeks, but that may change later today when the company releases its financial results, offering fresh insight into the business. AFRM was recently trading at $76.45, still within the range it has held during this period.
Affirm's fiscal Q4 results could be driven by higher GMV, more active consumers and merchants, and growth in card and interest income.
Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Affirm Holdings (AFRM), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2026.
A sustained rotation toward established financial companies could leave Klarna and Affirm with more work to do before their stocks regain momentum.
Jim Cramer used a recent CNBC Stop Trading segment to push back against what he sees as reflexive analyst enthusiasm for a narrow group of fintech names.
Klarna Group (NYSE:KLAR | KLAR Price Prediction) stock is down 19% to $15.84 Tuesday morning after the buy now, pay later company cut its full-year revenue and volume outlook, overshadowing a Q2 2026 beat and raised profit guidance.
Affirm Holdings (AFRM) concluded the recent trading session at $74.52, signifying a -4.89% move from its prior day's close.