Affirm Holdings, Inc. (AFRM) Presents at Wolfe Research FinTech Forum Transcript
AFRM stock has tumbled 33% this year amid BNPL competition and credit worries. But strong user growth and expansion plans could support a rebound.
Affirm Holdings, Inc. (AFRM) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript
AFRM expands beyond retail with an H&R Block Canada deal, bringing BNPL installment payments to tax prep services as it deepens its push into Canada.
Affirm Holdings (AFRM) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
Affirm is delivering strong revenue growth and improving profitability. AFRM guides for 29% y/y revenue growth in fiscal 2026, with adjusted operating margin potentially reaching 28%. The company's balance sheet is robust, with $2.3B in cash and $1.1B in convertible debt, supporting continued growth.
Affirm (AFRM) and Klarna (KLAR) are leading Buy Now, Pay Later (BNPL) providers, with analysts split on which offers better risk-adjusted returns. BNPL usage skews younger, with higher late payment rates, raising questions about consumer financial health and sector sustainability.
Affirm is upgraded to a "Strong Buy," driven by sustained GAAP profitability and robust incremental operating margins. AFRM's valuation is now de-risked after recent volatility, trading at 4x forward sales versus 7x previously, with a net cash balance sheet. AFRM posted 30% YoY revenue growth, 42% YoY active merchant growth, and a 10% GAAP operating margin, signaling operational leverage.
Zacks.com users have recently been watching Affirm Holdings (AFRM) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
Affirm Holdings Inc. NASDAQ: AFRM delivered a solid earnings report after the market closed on Feb. 5. However, the stock fell about 4% in after-hours trading.
AFRM tops Q2 estimates with strong GMV and revenue growth, as higher transactions and repeat customers lift results despite rising costs.
Affirm Holdings, Inc. (AFRM) Q2 2026 Earnings Call Transcript