Ames National Corp (ATLO)
NASDAQ (CM) NASDAQ (CM) Primary 
Ames National (ATLO) Surpasses Q3 Earnings and Revenue Estimates
Ames National (ATLO) came out with quarterly earnings of $0.8 per share, beating the Zacks Consensus Estimate of $0.68 per share. This compares to earnings of $0.51 per share a year ago.
Is Ames National (ATLO) Outperforming Other Finance Stocks This Year?
Here is how Ames National (ATLO) and Bread Financial Holdings (BFH) have performed compared to their sector so far this year.
Ames National (NASDAQ:ATLO) Stock Passes Above Two Hundred Day Moving Average – Should You Sell?
Ames National Corporation (NASDAQ: ATLO - Get Free Report)'s share price passed above its 200-day moving average during trading on Thursday. The stock has a 200-day moving average of $22.82 and traded as high as $26.80. Ames National shares last traded at $26.64, with a volume of 43,305 shares changing hands. Wall Street Analysts Forecast
Ames National: Spreads Are Widening Again
Ames National has surged 21% YTD, benefiting from widening interest rate spreads and robust net income growth. ATLO's Q4'25 net income rose 85% to $6.5 million, with ROA doubling and net interest margins improving to 3%. Deposit costs declined despite growth in deposits, while loan yields—especially real estate—rose, driving spread expansion.
Ames National: Appealing Yield But Risky Income Play, Hold
Ames National offers an attractive 4.2% dividend yield, but its long-term dividend sustainability is questionable due to past cuts and volatile earnings. The bank's conservative loan-to-deposit ratio and strong capital position support short-term stability, yet growth prospects remain muted. Recent improvements in efficiency and profitability are positive, but a declining rate environment could pressure future earnings and dividends.
Ames National: Market's Overreaction To Dividend Cut Creates Opportunity (Rating Upgrade)
Ames National's stock price has plunged over the last six months, mostly due to a dividend cut. There is hope for an earnings revival because the fast-moving deposit costs will likely fall while the slow-moving asset yields will rise in 2025. Loan growth will likely continue at the rate seen in 2023 as the drivers are stable.
