Summary
BLFY Chart
Blue Foundry Bancorp (BLFY) Q3 2025 Earnings Call Transcript
Blue Foundry Bancorp ( BLFY ) Q3 2025 Earnings Call October 29, 2025 11:00 AM EDT Company Participants James Nesci - President, CEO & Director Kelly Pecoraro - Executive VP & CFO Conference Call Participants Justin Crowley - Piper Sandler & Co., Research Division David Konrad - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good morning, and welcome to the Blue Foundry Bancorp's Third Quarter 2025 Earnings Call. Comments made during today's call may include forward-looking statements, which are based on management's current expectations and are subject to uncertainty and changes in circumstances.
Blue Foundry Bancorp (BLFY) Reports Q3 Loss, Tops Revenue Estimates
Blue Foundry Bancorp (BLFY) came out with a quarterly loss of $0.1 per share in line with the Zacks Consensus Estimate. This compares to a loss of $0.19 per share a year ago.
All You Need to Know About Blue Foundry Bancorp (BLFY) Rating Upgrade to Buy
Blue Foundry Bancorp (BLFY) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Blue Foundry Bancorp Investors
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
 Point72 Asset Management LP Point72 Asset Management LP | 32,498 | $420,268.1 | $403,950.14 | -$16,317.96 | -3.88% |
| JC Joseph Castro Nuveen LLC | 28,990 | $912,453.07 | $263,519.1 | -$648,933.97 | -71.12% |
 Alexandra Stickelman Root Financial Partners, LLC | 55 | $728 | $728.2 | $0.2 | 0.03% |
| SAM Smartleaf Asset Management LLC Smartleaf Asset Management LLC | 266 | $2,451.36 | $2,460.5 | $9.14 | 0.37% |
| MS Mark Schafer Police & Firemen's Retirement System of New Jersey | 6,378 | $62,567.89 | $84,444.72 | $21,876.83 | 34.96% |
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Blue Foundry Bancorp Profile
| Banks Industry | Financials Sector | James D. Nesci CEO | NASDAQ (NGS) Exchange | 09549B104 CUSIP |
| US Country | 184 Employees | - Last Dividend | - Last Split | 16 Jul 2021 IPO Date |
Overview
Blue Foundry Bancorp operates as the bank holding company for Blue Foundry Bank, a prominent savings bank that extends a broad array of banking products and services to individuals and businesses throughout the United States. Originally founded in 1939 and based in Rutherford, New Jersey, this institution has evolved significantly over the years. Blue Foundry Bank, formerly known as Boiling Springs Bancorp, underwent a name change in July 2019 to better reflect its mission and the breadth of services it offers. Through its commitment to serving the banking needs of its customers, Blue Foundry Bancorp has established itself as a reliable and innovative financial institution.
Products and Services
Blue Foundry Bancorp and its savings bank, Blue Foundry Bank, offer an extensive portfolio of products and services designed to meet the diverse financial needs of its personal and business banking customers. These include:
- Saving Accounts: Secure financial products that allow customers to earn interest on their deposits, providing a safe way to save money for future needs.
- Time Deposits: Also known as Certificates of Deposit (CDs), these products offer higher interest rates than regular savings accounts in exchange for locking in funds for a predetermined period.
- Non-Interest Bearing Deposits: Accounts that do not earn interest, such as checking accounts, which provide easy access and flexibility for daily transactions.
- Demand Accounts: Deposit accounts that offer the convenience of withdrawal without the need to notify the bank in advance, such as checking and savings accounts, offering liquidity and immediate access to funds.
- Loans: A comprehensive suite of loan products catering to various needs, including:
- One-to-Four Family Residential Property Loans: Mortgage loans designed for the purchase or refinancing of residential properties.
- Multi-Family Residential Real Estate Loans: Financing solutions for the purchase or improvement of properties with multiple housing units.
- Non-Residential Real Estate Loans: Loans aimed at businesses for the acquisition, development, or improvement of commercial properties.
- Consumer Loans: Personal loans including auto loans, personal lines of credit, and credit cards tailored to meet individual financing needs.
- Construction Loans: Financing for the construction of residential or commercial buildings, including new construction and renovation projects.
- Commercial and Industrial Loans: Loans offered to businesses for a range of purposes such as expansion, equipment purchase, or working capital.
- Junior Liens and Home Equity Lines of Credit (HELOCs): Second mortgages and lines of credit that allow homeowners to borrow against the equity of their home.
