Community Financial (CBU) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Community Financial System, Inc. (CBU) Q1 2026 Earnings Call Transcript
The headline numbers for Community Financial (CBU) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Community Financial System (CBU) came out with quarterly earnings of $1.09 per share, missing the Zacks Consensus Estimate of $1.1 per share. This compares to earnings of $0.93 per share a year ago.
Community Financial System continues to benefit from favorable balance sheet repricing, driving strong interest margin expansion and earnings growth. CBU's diversified revenue mix, with around 40% from non-interest income, is also being supported by buoyant asset markets. Credit quality remains robust, with net charge-offs at 0.09% and non-performing loans at 0.52%.
Community Financial System, Inc. (CBU) Q4 2025 Earnings Call Transcript
The headline numbers for Community Financial (CBU) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Community Financial System (CBU) came out with quarterly earnings of $1.07 per share, missing the Zacks Consensus Estimate of $1.13 per share. This compares to earnings of $0.94 per share a year ago.
Community Financial System, Inc. (NYSE:CBU ) Q3 2025 Earnings Call October 21, 2025 11:00 AM EDT Company Participants Dimitar Karaivanov - President, CEO & Director Marya Wlos - Executive VP & CFO Conference Call Participants Stephen Moss Christopher O'Connell - Keefe, Bruyette, & Woods, Inc., Research Division David Konrad - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good day, and welcome to the Community Financial Systems Inc.'s Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note that this event is being recorded, and discussion may contain forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995 that are based on current expectations estimates and projections about the industry, markets and economic environment in which the company operates.
Although the revenue and EPS for Community Financial (CBU) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Community Financial System, Inc. (NYSE:CBU ) Q2 2025 Earnings Conference Call July 22, 2025 11:00 AM ET Company Participants Dimitar Karaivanov - President, CEO & Director Marya Wlos - Executive VP & CFO Conference Call Participants Sharanjit Cheema - D.A. Davidson & Co., Research Division Matthew Breese - Stephens Inc., Research Division David Konrad - Keefe, Bruyette, & Woods, Inc., Research Division Operator Good day, and welcome to the Community Financial Systems, Inc.'s Second Quarter 2025 Earnings Conference Call.
Although the revenue and EPS for Community Financial (CBU) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.