Chemung Financial Corporation (CHMG)
NASDAQ (NGS) NASDAQ (NGS) Primary Summary
CHMG Chart
Chemung Financial: Strong Q3 2026 Results But Watch Out For Balance Sheet Constraints
Chemung Financial Corporation is rated BUY, justified by above-sector EPS and ROE growth and strong 3Q26 results. CHMG's expansion in Western New York leverages semiconductor supply chain growth, supporting future commercial loan and deposit growth. Loan growth (+9% YoY) outpaces deposits (+1% YoY), pushing the loan-to-deposit ratio to 101%, potentially constraining future lending.
Compared to Estimates, Chemung Financial (CHMG) Q3 Earnings: A Look at Key Metrics
The headline numbers for Chemung Financial (CHMG) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Chemung Financial (CHMG) Tops Q3 Earnings and Revenue Estimates
Chemung Financial (CHMG) came out with quarterly earnings of $2.63 per share, beating the Zacks Consensus Estimate of $1.93 per share. This compares to earnings of $1.62 per share a year ago.
Chemung Financial Corporation Investors
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
 Curtis Ellergodt Rothschild Investment LLC | 16 | $1,008.77 | $1,353.6 | $344.83 | 34.18% |
| CD Charlie Durham Sterling Capital Management LLC | 85 | $4,634.17 | $7,196.36 | $2,562.19 | 55.29% |
| YA Yinka Akinsola Blue Trust Inc. | 24 | $1,152.48 | $2,045.04 | $892.56 | 77.45% |
 Joseph Castro Nuveen LLC | 7,663 | $367,110.11 | $648,174.85 | $281,064.74 | 76.56% |
 Bobby Adusumilli SJS Investment Consulting Inc. | 2 | $130.13 | $169.2 | $39.07 | 30.02% |
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Chemung Financial Corporation Profile
| Banks Industry | Financials Sector | Anders Tomson CEO | NASDAQ (NGS) Exchange | 164024101 CUSIP |
| US Country | 348 Employees | 17 Sep 2026 Last Dividend | 3 Jun 1998 Last Split | 4 Jan 1999 IPO Date |
Overview
Chemung Financial Corporation operates as the parent company for Chemung Canal Trust Company, delivering a broad spectrum of financial services. Established in 1833, it has grown to serve as a cornerstone in banking, financing, fiduciary, and various other financial operations. Headquartered in Elmira, New York, Chemung Financial Corporation has built a legacy around offering comprehensive financial solutions, geared towards fostering the growth of individual and business finances.
Products and Services
- Demand, Savings, and Time Deposits: Offers a variety of deposit options catering to the flexibility in saving preferences of its customers, including secure ways to park their funds while earning interest.
- Checking Accounts: Provides both non-interest and interest-bearing checking accounts tailored to meet the everyday financial needs of its clients, along with insured money market accounts for higher yield savings.
- Commercial and Agricultural Loans: Specializes in offering loans to small to mid-sized businesses, supporting the agricultural sector and commercial growth through customized financing solutions.
- Mortgage Loans: Supplies both commercial and residential mortgage loans, facilitating property purchases with competitive rates and terms.
- Consumer Loans: Includes home equity lines of credit and home equity term loans, enabling homeowners to finance their needs by leveraging the equity in their properties.
- Interest Rate Swaps and Letters of Credit: Provides specialized financial instruments like interest rate swaps and issues letters of credit to support business financial strategies and transactional trust.
- Investment and Retirement Services: Offers a plethora of services including mutual fund, brokerage, and tax preparation services to help clients manage their investments and plan for retirement.
- Fiduciary and Administrative Services: Delivers comprehensive guardian, custodian, trustee, and investment services, alongside managing pension, estate planning, and employee benefits, ensuring detailed attention to fiduciary responsibilities.
Contact Information
