Capital One Financial Corporation (COF) Q3 2025 Earnings Call Transcript
Capital One Financial Corporation (NYSE:COF ) Q3 2025 Earnings Call October 21, 2025 5:00 PM EDT Company Participants Jeff Norris - Senior Vice President of Finance Andrew Young - Chief Financial Officer Richard Fairbank - Founder, Chairman, CEO & President Conference Call Participants Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division Terry Ma - Barclays Bank PLC, Research Division Ryan Nash - Goldman Sachs Group, Inc., Research Division Richard Shane - JPMorgan Chase & Co, Research Division Moshe Orenbuch - TD Cowen, Research Division Donald Fandetti - Wells Fargo Securities, LLC, Research Division Jeffrey Adelson - Morgan Stanley, Research Division John Pancari - Evercore ISI Institutional Equities, Research Division L. Erika Penala - UBS Investment Bank, Research Division John Hecht - Jefferies LLC, Research Division Presentation Operator Good day and thank you for standing by.
Capital One: Credit Delivers A Q3 Blowout (Rating Upgrade)
Capital One Financial is upgraded to a buy as credit performance remains strong and integration of Discover progresses smoothly. COF's robust capital position supports a $16 billion buyback program and a 33% dividend increase, enhancing shareholder returns. Despite a surprising reserve release boosting Q3 earnings, underlying credit trends and conservative capital stance provide confidence in stability.
Compared to Estimates, Capital One (COF) Q3 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Capital One (COF) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Capital One (COF) Q3 Earnings and Revenues Surpass Estimates
Capital One (COF) came out with quarterly earnings of $5.95 per share, beating the Zacks Consensus Estimate of $4.2 per share. This compares to earnings of $4.51 per share a year ago.
5 Mobile Payment Stocks to Buy Now and Hold for Long-Term Gains
Five mobile payment stocks, namely, MA, V, PYPL, COF and GDOT are poised to gain as digital transactions surge worldwide.
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
The Zacks Earnings ESP is a great way to find potential earnings surprises. Why investors should take advantage now.
Capital One settles social media creators' lawsuit
Capital One settled a lawsuit by social media creators who said a free browser extension used by millions of people to find discounts stole their sales commissions when shoppers bought their products and services.
Top Mobile Payments Stocks to Buy Amid Rapid Fintech Growth
COF, PYPL, MQ and VYX are driving mobile payments growth with better integration, AI, digital wallets and seamless checkout solutions.
Capital One vs. Synchrony Financial: Which Stock is a Better Pick Now?
COF's Discover deal and SYF's partnerships fuel growth but which stock is the better buy now? Let's find out.
Why Is Capital One (COF) Down 2.2% Since Last Earnings Report?
Capital One (COF) reported earnings 30 days ago. What's next for the stock?
Here's Why Capital One (COF) is a Strong Value Stock
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Is Capital One Set to Ride on NII Growth Amid Relatively Higher Rates?
COF's NII growth accelerates on higher rates, credit card expansion and its $35.3B Discover acquisition.
