Dave shares jump nearly 79% in a year, fueled by member growth, CashAI-driven credit quality, strong margins and a valuation below peers.
Dave offers cash to customers with short-term liquidity needs. The new fee model generates more revenue per customer and has grown revenue. Investors remain pessimistic over growing delinquency rates, despite forecasted net income growth.
Dave is rated a buy, driven by rapid revenue growth, rising profitability, and ongoing share buybacks. DAVE posted fiscal 2025 third quarter revenue of $150.8 million, up 63% over its year-ago comp, with net income of $92 million and adjusted EBITDA up 137% year-over-year. The ExtraCash product's new fee model lifted monetization rates and average net revenue per user by 32% over its old fee model.
Nu Holdings' revenue durability, AI-driven efficiency and rapid customer growth contrast with Dave's cheaper valuation and rising competition. Let us find out who wins now.
DAVE INC (DAVE) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.
DAVE's Q3 revenues surge 63% y/y as ARPU and ExtraCash grow, but questions remain on whether gains from pricing, efficiency and AI can last.
DAVE's ExtraCash originations jump 49% y/y to $2B in 3Q25, but sustaining growth hinges on CashAI v5.5 and a capital-light bank partnership.
Dave is expanding rapidly as CashAI v5.5, a simpler ExtraCash fee model and strong liquidity support member growth and profitability.
DAVE's ecosystem drives engagement as members hit 13.5M, card spend jumps 25% y/y, and CashAI boosts ExtraCash size while CAC stays flat.
DAVE and OPFI post solid 2025 results, with strong revenue growth, improving credit metrics and repeated guidance hikes fueling investor interest.
Here is how Dave Inc. (DAVE) and Digi Power X Inc. (DGXX) have performed compared to their sector so far this year.
Dave & Buster's NASDAQ: PLAY struggles are not over, but the sell-off in its stock is, and the reversal is underway. The fiscal year 2026 (FY2026) Q3 results reveal that the CEO change, Back-to-Basics strategy, and restaurant remodels are having a positive impact.