EFX's stock slump contrasts with rising revenues and earnings forecasts as new AI tools and acquisitions reshape its credit and verification capabilities.
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Equifax (EFX) reported earnings 30 days ago. What's next for the stock?
Equifax Inc. ( EFX ) J.P. Morgan 2025 Ultimate Services Investor Conference November 18, 2025 3:20 PM EST Company Participants Mark Begor - CEO & Director John Gamble - Executive VP, CFO & COO Conference Call Participants Andrew Steinerman - JPMorgan Chase & Co, Research Division Presentation Andrew Steinerman JPMorgan Chase & Co, Research Division All right.
Equifax said Monday (Nov. 17) that it acquired Vault Verify, a company that offers services that include employment and income verification. This acquisition enhances the data that Equifax already provides to verifiers and provides another mechanism for employers to provide data to a verifications provider, Equifax said in a Monday press release.
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Equifax is preparing to launch new fraud prevention tools amid an uptick in mortgage revenues. The credit bureau company on Tuesday (Oct. 21) released earnings showing a 7% increase in revenue, despite what it called headwinds from the U.S. hiring and mortgage markets.
EFX posts impressive results in Q3, wherein earnings and revenues climb year over year, prompting a full-year guidance raise.
Equifax Inc. (NYSE:EFX ) Q3 2025 Earnings Call October 21, 2025 8:30 AM EDT Company Participants Trevor Burns - Senior Vice President of Corporate Investor Relations Mark Begor - CEO & Director John Gamble - Executive VP, CFO & COO Conference Call Participants Jeffrey Meuler - Robert W. Baird & Co. Incorporated, Research Division Toni Kaplan - Morgan Stanley, Research Division Andrew Steinerman - JPMorgan Chase & Co, Research Division Manav Patnaik - Barclays Bank PLC, Research Division Shlomo Rosenbaum - Stifel, Nicolaus & Company, Incorporated, Research Division Kyle Peterson - Needham & Company, LLC, Research Division Kevin McVeigh - UBS Investment Bank, Research Division Surinder Thind - Jefferies LLC, Research Division Andrew Nicholas - William Blair & Company L.L.C.
Equifax (EFX) came out with quarterly earnings of $2.04 per share, beating the Zacks Consensus Estimate of $1.93 per share. This compares to earnings of $1.85 per share a year ago.
Equifax is trying to break mortgage lenders' reliance on FICO scores.