Beyond analysts' top-and-bottom-line estimates for Fair Isaac (FICO), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2025.
Fair Isaac (FICO) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Shares of Fair Isaac Corp. NYSE: FICO have taken shareholders for a ride last week, first rallying by over 15% and then selling off by nearly 10% in the span of a couple of days.
Fair Isaac (FICO) stock has plummeted 9.8% in a single day. Are you an existing shareholder or considering making a purchase?
Fair Isaac (NYSE:FICO) stock surged by almost 18% during Thursday's trading session after the company launched its new Mortgage Direct License Program, allowing mortgage lenders and brokers to purchase credit scores directly instead of through credit bureaus. This change eliminates the hidden fees traditionally collected by TransUnion, Equifax, and Experian, paving the way for price transparency and immediate savings.
Fair Isaac (FICO) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
Fair Issac drives growth with new GenAI models, global partnerships and its AI-powered platform, reinforcing leadership in financial services.
Fair Isaac remains the backbone of U.S. consumer credit scoring with a 90% share in lending decisions and a near-exclusive status in mortgage securitizations despite recent FHFA changes. Investor fears over VantageScore adoption are overstated; while cheaper upfront, its lack of history leads to higher spreads and total funding costs. Q3 2025 results underline the strength of the Scores business, with revenues up +34% y/y driven by mortgage and auto loan originations.
Fair Isaac Corporation's moat is being tested by the recent changes in the mortgage credit score system. But the real impact is limited: mortgage originations account for 44% of scores' revenues, and just half of mortgages are sold to the GSEs. FICO's moat is built around the network effects of being the industry standard.
Shares of Fair Isaac (FICO -6.21%) fell 9.3% on Thursday as of 2:10 p.m. ET. The financial giant, which administers the well-known FICO credit score and related credit scoring analytics software, reported earnings last night.
FICO's third-quarter fiscal 2025 results benefit from higher revenues and the robust performance of the Scores segment.