Although the revenue and EPS for Live Oak Bancshares (LOB) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Live Oak Bancshares (LOB) came out with quarterly earnings of $0.95 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.22 per share a year ago.
Besides Wall Street's top-and-bottom-line estimates for Live Oak Bancshares (LOB), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2025.
Live Oak Bancshares (LOB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Live Oak Bancshares, Inc. continues to deliver a solid performance despite stubborn inflation and the policy easing cycle. Its prudent loan management and asset diversification ensure it can sustain its growth and stabilize its operations. Valuation is still logical as it trades below historical averages, supported by the DCF TP of $59.79.
Although the revenue and EPS for Live Oak Bancshares (LOB) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Live Oak Bancshares (LOB) came out with quarterly earnings of $0.55 per share, missing the Zacks Consensus Estimate of $0.58 per share. This compares to earnings of $0.28 per share a year ago.
Live Oak Bancshares remains a compelling buy, with robust fundamentals even after a 50% stock price increase since my last analysis. LOB trades at attractive valuations, with P/B and P/S ratios below historical averages, and DCF analysis supports a target price above current levels. The bank's diversified, collateralized loan book, strong net interest income, and high capital adequacy position it well against macroeconomic risks.
Live Oak Bancshares, Inc. (NYSE:LOB ) Q2 2025 Earnings Conference Call July 24, 2025 9:00 AM ET Company Participants Gregory Seward - Chief Risk Officer & General Counsel William Losch III - President Walter Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer James Mahan - Chairman & CEO Conference Call Participants David Feaster - Raymond James & Associates, Inc., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Operator Good morning, ladies and gentlemen, and welcome to Live Oak Bancshares Second Quarter 2025 Earnings Call. [Operator Instructions] I would now like to turn the conference call over to Greg Seward, Chief Risk Officer and General Counsel.
Live Oak Bancshares (LOB) came out with quarterly earnings of $0.51 per share, missing the Zacks Consensus Estimate of $0.52 per share. This compares to earnings of $0.59 per share a year ago.
Live Oak Bancshares, Inc. (NYSE:LOB ) Q1 2025 Earnings Conference Call April 24, 2025 9:00 AM ET Company Participants Greg Seward - General Counsel and Chief Risk Officer Chip Mahan - Chairman and Chief Executive Officer BJ Losch - President Walt Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer Conference Call Participants Crispin Love - Piper Sandler Tim Switzer - KBW David Feaster - Raymond James Operator Good morning, ladies and gentlemen, and welcome to the Q1 2025 Live Oak Bancshares Earnings Call. At this time, all participant lines are in the listen-only mode.
While the top- and bottom-line numbers for Live Oak Bancshares (LOB) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.