Looking beyond Wall Street's top-and-bottom-line estimate forecasts for NewtekOne (NEWT), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended December 2025.
NewtekOne, Inc. (NEWT) Analyst/Investor Day Transcript
NewtekOne, Inc. offers a new Series B preferred share yielding 9.15%, trading below par, and well-covered by common equity. Q3 results show strong profitability, with net income of $17.9M and a benign payout ratio of 30-35% on common shares. Asset quality requires monitoring as non-accrual and past-due loans have risen alongside loan book expansion.
NewtekOne, Inc. ( NEWT ) Q3 2025 Earnings Call October 29, 2025 4:30 PM EDT Company Participants Barry R. Sloane - President, Chairman & CEO Frank DeMaria - Executive VP, CFO & Chief Accounting Officer Conference Call Participants Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Crispin Love - Piper Sandler & Co., Research Division Stephen Moss - Raymond James & Associates, Inc., Research Division Harold Goetsch - B.
Although the revenue and EPS for NewtekOne (NEWT) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
NewtekOne (NEWT) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.45 per share a year ago.
NewtekOne (NEWT) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
NewtekOne, Inc. 8.625% Senior Notes due 2029 offer an attractive yield, reflecting market skepticism rather than true credit risk. Despite a business transition to a bank holding company and improved financials, NEWT's notes trade at a high yield due to a lack of Big Three ratings. Egan-Jones upgraded NEWT's credit rating to A-, but the market demands a premium, viewing NEWTH as riskier than its peers.
NEWTP offers an 8.5% fixed, non-cumulative dividend until 2030, then resets to 5-year Treasury plus 4.735% if not redeemed. NewtekOne's recent transition from a BDC to a financial holding company adds complexity and risk, especially given its underperformance versus peers and indices. Despite strong yield metrics, NEWTP's elevated yield reflects higher risk, not an attractive investment opportunity.
NewtekOne, Inc. (NASDAQ:NEWT ) Q2 2025 Earnings Conference Call July 28, 2025 4:30 PM ET Company Participants Barry Scott Sloane - President, Chairman & CEO Frank M. DeMaria - Executive VP, CFO & Chief Accounting Officer Conference Call Participants Christopher Whitbread Patrick Nolan - Ladenburg Thalmann & Co. Inc., Research Division Crispin Elliot Love - Piper Sandler & Co., Research Division Marc Silk - C.
NewtekOne (NEWT) came out with quarterly earnings of $0.52 per share, beating the Zacks Consensus Estimate of $0.5 per share. This compares to earnings of $0.43 per share a year ago.
NEWT's business model exposes it to high macroeconomic risk, holding risky unguaranteed SBA loan portions with significant leverage, justifying its low valuation and high yield. Because of its massive 7% dividend yield, the market essentially prices NEWT as twice as risky as typical bank stocks, reflecting both equity and macroeconomic risk premiums. Short-term risk is limited, while the US economy remains strong, but a severe recession could dramatically increase loan losses and pressure earnings.