OceanFirst Financial Corp. (OCFC)
NASDAQ (NGS) NASDAQ (NGS) Primary 
OceanFirst Financial Corp. (OCFC) Q3 2025 Earnings Call Transcript
OceanFirst Financial Corp. (NASDAQ:OCFC ) Q3 2025 Earnings Call October 23, 2025 8:00 AM EDT Company Participants Alfred Goon - Senior Vice President of Corporate Development & Investor Relations Christopher Maher - Chairman, President & CEO Joseph Lebel - Senior EVP, COO & Director Patrick Barrett - Senior EVP & CFO Conference Call Participants Daniel Tamayo - Raymond James & Associates, Inc., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division David Bishop - Hovde Group, LLC, Research Division Tyler Cacciatori - Stephens Inc. Christopher Marinac - Janney Montgomery Scott LLC, Research Division Presentation Operator Thank you for attending the OceanFirst Financial Corp. Third Quarter 202 Earnings Call. My name is Brika and I will be your moderator for today.
OceanFirst (OCFC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for OceanFirst (OCFC) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
OceanFirst Financial Corp. (OCFC) Q2 2025 Earnings Call Transcript
OceanFirst Financial Corp. (NASDAQ:OCFC ) Q2 2025 Earnings Conference Call July 25, 2025 11:00 AM ET Company Participants Alfred Goon - Corporate Participant Christopher D. Maher - Chairman, President & CEO Joseph J.
OceanFirst Financial: Key Metrics Are Soft
OceanFirst Financial reported a mixed Q2, missing both revenue and earnings expectations, with performance weighed down by rising expenses and asset quality concerns. Loan and deposit growth was positive, but the bank's heavy exposure to commercial real estate loans adds risk and explains the discount to tangible book value. Return metrics and asset quality trends were mixed, with efficiency ratios worsening and return on equity and assets declining compared to prior periods.
OceanFirst (OCFC) Reports Q2 Earnings: What Key Metrics Have to Say
While the top- and bottom-line numbers for OceanFirst (OCFC) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
OceanFirst Financial (OCFC) Misses Q2 Earnings and Revenue Estimates
OceanFirst Financial (OCFC) came out with quarterly earnings of $0.31 per share, missing the Zacks Consensus Estimate of $0.33 per share. This compares to earnings of $0.39 per share a year ago.
Earnings Preview: OceanFirst Financial (OCFC) Q2 Earnings Expected to Decline
OceanFirst (OCFC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
OceanFirst Financial: 5% Yield, But We Are Not Buyers
OceanFirst Financial Corp. offers a 5% dividend yield, but concerns about its loan portfolio and asset quality justify a hold/neutral rating. Q1 results were mixed: revenue slightly beat expectations, but net income and EPS declined year-over-year and sequentially. Asset quality metrics are mixed with increased delinquent loans and higher provisions for credit losses, signaling potential risks.
OceanFirst Financial Corp. (OCFC) Q1 2025 Earnings Conference Call Transcript
OceanFirst Financial Corp. (NASDAQ:OCFC ) Q1 2025 Results Earnings Conference Call April 25, 2025 11:00 AM ET Company Participants Alfred Goon - Senior Vice President, Corporate Development and Investor Relations Christopher Maher - Chairman and Chief Executive Officer Joseph Lebel III - President and Chief Operating Officer Patrick Barrett - Executive Vice President and Chief Financial Officer Conference Call Participants Frank Schiraldi - Piper Sandler Tim Switzer - KBW David Bishop - Hovde Group Christopher Marinac - Janney Montgomery Scott Daniel Tamayo - Raymond James Matthew Breese - Stephens, Inc. Manuel Navas - D.A. Davidson Companies Operator Hello, everyone, and thank you for joining the OceanFirst Financial Corp. Q1 2025 earnings call.
Compared to Estimates, OceanFirst (OCFC) Q1 Earnings: A Look at Key Metrics
Although the revenue and EPS for OceanFirst (OCFC) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
OceanFirst Financial (OCFC) Matches Q1 Earnings Estimates
OceanFirst Financial (OCFC) came out with quarterly earnings of $0.35 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.44 per share a year ago.
OceanFirst Financial (OCFC) Expected to Beat Earnings Estimates: What to Know Ahead of Q1 Release
OceanFirst (OCFC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
