OppFi Inc. (OPFI)
NYSE NYSE Primary Summary
Best Value Stocks to Buy for December 9th
OPFI and RNR made it to the Zacks Rank #1 (Strong Buy) value stocks list on December 9, 2025.
OppFi Is Growing Fast While Wall Street Looks Away
OppFi is undervalued despite strong growth, earnings beats, and raised guidance, with shares trading at just 6.5x 2025 expected earnings. OPFI's tech-driven lending platform drives efficiency, with 79% of applicants approved automatically and nearly half of new loans to first-time customers. Regulatory risk, especially from California's AB 539, and credit quality remain key concerns, but OPFI's risk management and improved underwriting bolster confidence.
OppFi Rallies 33% YTD: Should You Still Purchase the Stock?
OPFI's YTD jump, efficiency gains and repeated guidance hikes sharpen its appeal for value-focused investors.
OppFi Inc. (OPFI) FAQ
What is the stock price today?
On which exchange is it traded?
What is its stock symbol?
Does it pay dividends? What is the current yield?
What is its market cap?
What is the earnings per share?
When is the next earnings date?
Has OppFi Inc. ever had a stock split?
OppFi Inc. Profile
| Software Industry | Information Technology Sector | Todd G. Schwartz CEO | NYSE Exchange | 68386H103 CUSIP |
| US Country | 445 Employees | 8 Apr 2025 Last Dividend | - Last Split | 20 Nov 2020 IPO Date |
Overview
OppFi Inc. is a distinguished company that has positioned itself as a key player in the specialty finance sector. Since its inception in 2012, OppFi has been committed to providing innovative financial solutions through its comprehensive platform, which empowers partner banks to extend credit access to a broader audience. With its headquarters established in Chicago, Illinois, the company has continued to expand its reach and refine its offerings, demonstrating a steadfast commitment to financial inclusivity and technological innovation.
Products and Services
OppFi Inc. offers a range of products designed to meet the diverse financial needs of its customers. These include:
- OppLoans: This is an installment loan product facilitated through OppFi's platform. OppLoans are tailored to provide customers with a flexible, straightforward loan repayment plan. This product stands out for its emphasis on transparency and affordability, aiming to offer a more accessible financial solution for those in need.
- SalaryTap: A unique offering in the form of a payroll deduction secured installment loan product. SalaryTap leverages an innovative approach by integrating loan repayments directly with the borrower’s payroll system. This ensures a streamlined repayment process, reducing the risk of default by aligning loan obligations with the borrower’s income flow.
- OppFi Card: Expanding beyond loan products, OppFi Inc. has introduced a credit card offering. The OppFi Card is designed to cater to the financial flexibility needs of its users, providing them with a convenient and reliable form of payment. This product aims to bridge the gap for those who may be underserved by traditional credit systems, offering an opportunity to build or improve credit scores through responsible use.
Contact Information
