The average of price targets set by Wall Street analysts indicates a potential upside of 115.6% in Pagaya Technologies Ltd. (PGY). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
Pagaya Technologies Ltd. (PGY) closed the most recent trading day at $11.17, moving 6.21% from the previous trading session.
Pagaya's profit turnaround and strong cash flow face a key test as funding costs and slower 2026 volumes raise questions about sustainability.
PGY's AI-driven credit network connects lenders and investors, scaling fee revenue via an asset-light model and expanding beyond personal loans.
PGY bets on embedded credit boom, with POS and auto mix gains, partner onboarding, and rising revenue per app shaping its 2026 growth setup.
In the closing of the recent trading day, Pagaya Technologies Ltd. (PGY) stood at $11.03, denoting a +2.51% move from the preceding trading day.
Adams Street Partners LLC purchased a new stake in Pagaya Technologies Ltd. (NASDAQ: PGY) in the undefined quarter, according to its most recent filing with the SEC. The fund purchased 354,539 shares of the company's stock, valued at approximately $10,526,000. Pagaya Technologies comprises about 6.9% of Adams Street Partners LLC's portfolio, making the
Pagaya Technologies is rated a buy for long-term, value-oriented growth investors despite recent underperformance and headwinds in the fintech sector. Its business model improvements—revolving ABS, risk-based securities, and partner onboarding—enhance safety and operating leverage, positioning it as an AI-powered financial infrastructure provider. While revenue growth has slowed, 2025 operating income rose 294%, and the company is prioritizing balance sheet strength over 'growth at all costs.'
Pagaya Technologies (PGY) offers a compelling GARP opportunity, with robust growth, high margins, and a unique AI-driven lending platform. Despite a -40% YTD performance, PGY's fundamentals remain strong, with Q4 2025 net income reaching $34.3M and revenue up 20% YoY. Guidance projects 2026 network volume of $11.25–$13B, revenue of $1.4–$1.575B, and net income of $100–$150M, supported by a pristine balance sheet.
Pagaya Technologies Ltd. (PGY) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript
LendingClub Corporation LC and Pagaya Technologies Ltd. PGY operate in the same consumer credit ecosystem but with different business models.
PGY swings to record GAAP profit in 2025 as revenues jump 26% year over year and margins expand.