PayPal (PYPL) has spent the past few years unwinding its pandemic-era excesses, leaving the stock trading at a valuation far below its historical norms. Revenue growth has slowed, competition in digital payments has intensified, and investor sentiment has shifted toward newer fintech names.
PayPal's rising profitability and platform upgrades contrast with Block's rapid Cash App-driven growth in this fintech face-off.
Recently, Zacks.com users have been paying close attention to Paypal (PYPL). This makes it worthwhile to examine what the stock has in store.
PayPal delivered strong Q3 results, beating expectations and raising full-year EPS guidance, yet market response remained muted. PYPL is currently in a technical consolidation phase, with key resistance around $68-69 and declining trading volume signaling limited near-term momentum. Operation risks such as user engagement and margin pressure could prolong the consolidation.
PayPal Holdings, Inc. ( PYPL ) KBW Fintech Payments Conference 2025 November 13, 2025 9:25 AM EST Company Participants Diego Scotti - Executive VP & GM of Consumer Group Conference Call Participants Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Sanjay Sakhrani Keefe, Bruyette, & Woods, Inc., Research Division I want to welcome Diego Scotti. He is the General Manager of PayPal's Consumer Group.
PayPal said it is relaunching in the UK as a “unified payment experience.” The company's new offering, announced Wednesday (Nov. 12), is designed to improve shopping for British consumers, letting them access the new PayPal+ loyalty program, along with PayPal's debit and credit cards.
PYPL expands its "Pay in 4" BNPL service to Canada as global demand surges and strategic deals fuel momentum.
PYPL posts solid Q3 gains as transaction revenues climb 6.4% year over year, powered by online shopping and mobile payment growth.
PayPal's buy now, pay later (BNPL) offering is heading north in time for the holidays. Beginning with this year's holiday shopping season, PayPal Pay in 4 will be available for consumers in Canada, according to a Monday (Nov. 10) press release.
PayPal remains a dominant player in digital payments, but its growth has cooled while competitors continue to expand. Comparing PayPal's valuation and fundamentals with those of Fiserv (FI) highlights an interesting contrast that could influence investors' next move.
PayPal remains a strong long-term buy, trading at historically low valuation multiples despite solid earnings and raised 2025 guidance. PayPal's growth is driven by Venmo, Buy Now Pay Later, merchant solutions, and new initiatives like PayPal World and AI partnerships. Management expects double-digit EPS growth, continues aggressive share buybacks, and introduced a modest dividend, signaling confidence in future performance.
PayPal reported Q3 2025 earnings, which highlight continued profitable growth of both the branded and unbranded segments. Venmo is a secularly attractive brand, with it becoming synonymous with peer-to-peer money transfers among younger consumers. BNPL is another highlight for PayPal this quarter, which I believe is poised to continue as it leverages PayPal's existing assets and scale.