Qfin Holdings stands out as a leading Chinese fintech, boasting strong financials and a robust current ratio despite macroeconomic headwinds. QFIN trades at a deep value, with a forward P/E of 3.7 and sector-beating earnings growth, making it an attractive contrarian pick. Shareholder returns are rising, with a 5.4% dividend yield and an active share repurchase program, supported by ample cash reserves.
Despite macroeconomic and regulatory headwinds, QFIN maintains industry-leading profitability and robust risk management. The big picture is intact with multiple growth drivers ahead. Efficiency gains from AI and international expansion provide clear tailwinds. After the recent selloff, QFIN now trades at only 2.6x its cash flows. A re-rating to higher multiples appears likely. Meanwhile, management continues to return significant capital to shareholders.
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Qfin Holdings Inc. - Sponsored ADR (QFIN) or Blackstone Inc. (BX). But which of these two stocks offers value investors a better bang for their buck right now?
Qfin Holdings, Inc. (NASDAQ:QFIN ) Q2 2025 Earnings Conference Call August 14, 2025 8:30 PM ET Company Participants Haisheng Wu - CEO & Director Karen Ji - Senior Director of Capital Markets Yan Zheng - Chief Risk Officer Zuoli Xu - CFO & Director Conference Call Participants Emma Xu - BofA Securities, Research Division Lihan Yu - JPMorgan Chase & Co, Research Division Ran Xu - Morgan Stanley, Research Division Xiaoxiong Ye - UBS Investment Bank, Research Division Yun-Yin Wang - China Renaissance, Research Division Operator Ladies and gentlemen, thank you for standing by, and welcome to the Qfin Holdings Second Quarter 2025 Earnings Conference Call. [Operator Instructions] Please also note today's event is being recorded.
Qfin Holdings Inc. - Sponsored ADR (QFIN) came out with quarterly earnings of $1.78 per share, missing the Zacks Consensus Estimate of $1.79 per share. This compares to earnings of $1.22 per share a year ago.
Qifu Technology eyes second-quarter 2025 revenue growth and a strong earnings boost, driven by AI-led user gains and expanding embedded finance channels.
Qifu Technology, Inc. (QFIN) possesses solid growth attributes, which could help it handily outperform the market.
GOOS, QFIN and QFIN made it to the Zacks Rank #1 (Strong Buy) growth stocks list on July 21, 2025.
Qifu Technology, Inc. (QFIN) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.
Qifu Technology, Inc. (QFIN) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
I rate Qifu Technology a 'Buy' due to its strong fundamentals, durable competitive advantages, and scalable growth drivers. QFIN's structural funding advantage and deep AI integration underpin high profitability and robust risk management, supporting a resilient business model. Growth is fueled by capital-light lending, embedded finance, and a rapidly expanding technology solutions business, driving margin expansion and higher valuation multiples.
Investors interested in Technology Services stocks are likely familiar with Qifu Technology, Inc. (QFIN) and Symbotic Inc. (SYM). But which of these two stocks is more attractive to value investors?