SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) minted its own stablecoin on a public blockchain and signed Mastercard to settle it globally.
SoFi Technologies, Inc. (SOFI) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript
With markets at elevated multiples in May 2026, low share prices can mislead investors into thinking quality is out of reach.
SoFi Technologies (SOFI) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Our SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) thesis is straightforward: the fintech is executing too well for the stock's recent slide to last, even if the next 12 months bring more volatility than fireworks.
SOFI's loan softness may mask a bigger shift as fee-based growth, deposits, and ecosystem expansion reshape its business model.
Truist analyst Matthew Coad lowered his price target on SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) stock to $17 from $20 on May 12, keeping a Hold rating as part of a broader Payments sector note following Q1 2026 results.
SOFI boasts a well diversified fintech/neobank operation, with it contributing to its likely to be resilient near-term prospects despite the uncertain macroeconomic environment. Membership growth is accelerating, with it driving the strong cross-selling trends, the lower cost funding from deposit expansion, and the growing fee-based revenues. Otherwise, given the lending segment's top/bottom-line driver position, investors may want to closely monitor SOFI's loan origination volumes and credit risks in the intermediate term.
PrimaryBid, a U.K. FinTech company that powers retail inclusion in global capital markets, has reportedly been acquired by SoFi Technologies. A message on PrimaryBid's website dated Friday (May 8) says: “PrimaryBid's technology has been acquired by SoFi Technologies Inc, a US-listed financial services company.
SoFi Technologies (SOFI) delivered 41% YoY adjusted net revenue growth and record Q1 metrics, yet the market punished shares for flat EPS and unchanged 2026 guidance. SOFI's lending segment excelled, with $12.2B total originations (+68% YoY) and strong credit performance, while the Loan Platform Business provides capital flexibility and fee revenue. Big Business Banking, SoFi Plus, and a robust cross-buy flywheel are driving new revenue streams and positioning SOFI as a comprehensive financial platform.
SoFi is rated Buy, with 36% upside potential and a $22 price target, following operationally strong Q1 results. SOFI's member base grew 35% to 14.7M, with 42.7% Y/Y revenue growth and robust cross-buying driving higher-margin lending adoption. Despite rising personal loan charge-offs to 3.03%, credit performance remains within management's loss tolerance, and capital ratios are well above regulatory minimums.
SOFI gains nearly 5% after Q1 as strong member growth, loan originations, and steady 2026 guidance boost investor confidence.