SoFi Technologies, Inc. (SOFI)
SoFi Technologies: Fundamental Improvements Are Visible
SoFi Technologies continues to evolve into a rapidly growing bank with only a modest technology platform contribution. Despite 12% YoY growth in the technology platform, its user accounts declined from 168 million to 158 million. Financial services and lending segments outpace technology, with financial services net sales surging 76% YoY and lending growing 23%.
Up 85%: Should You Buy This Fintech Stock?
Stocks have had a wild ride in 2025. While it wasn't a smooth year, the stock market remained resilient despite the ups and downs.
Why This SoFi Technologies' Pullback Matters
SoFi stock returned roughly 70% in 2025, then pulled back about 12%, forming a constructive consolidation rather than trend deterioration. SoFiUSD represents a strategic pivot into regulated financial infrastructure, enabling capital-light, high-margin, non-lending revenue expansion. Stablecoin reserves held at the Federal Reserve allow SoFi to earn interest with minimal credit or liquidity risk.
SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2026-2030 (Jan 2)
SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference last year that the fintech company is targeting 30% member growth and 20% revenue growth.
SoFi Technologies, Inc. (SOFI) Registers a Bigger Fall Than the Market: Important Facts to Note
SoFi Technologies, Inc. (SOFI) concluded the recent trading session at $26.18, signifying a -1.43% move from its prior day's close.
Investors Heavily Search SoFi Technologies, Inc. (SOFI): Here is What You Need to Know
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
Inside SoFi's Galileo Platform: The Backbone of Modern Digital Banking
SOFI's Galileo platform powers millions of accounts in 2025, posting steady revenue growth as its API-first stack drives fintech innovation.
SoFi vs. Nu Holdings: Which Fintech Stock is a Better Buy Right Now?
SOFI pulls ahead as profitability surges, guidance rises and deposits grow, making it the stronger fintech buy right now.
SoFi Needs A Rest
As of writing, SoFi stock has risen by ~92% year-to-date, as Mr. Market has rewarded its consistently strong business performance. Now, while recent results and financial outlook justify the stock rally, SoFi's long-term risk/reward has deteriorated to a point where fresh capital allocation doesn't make sense. Despite business outperformance, SOFI's 5-year expected CAGR return of ~12% remains below the 15% investment hurdle rate. Consequently, I maintain a 'Hold' rating at $27 per share.
SoFi Stock Looks Like a Buy Following Stablecoin Launch
Shares of fintech firm SoFi Technologies (NASDAQ:SOFI) had a solid 2025, with around 95% worth of gains, beating both the S&P 500 and Nasdaq 100 by a wide margin.
SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2026-2030 (Dec 26)
SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference earlier this year that the fintech company is targeting 30% member growth and 20% revenue growth.
SoFi: Breakout Higher Can Continue, New Growth Engines Are Kicking In (Rating Upgrade)
SoFi Technologies is finally upgraded to a buy, driven by its expanding platform moat and robust multi-year growth trajectory. SOFI's loan platform business has achieved 4x growth, with $3.4B in originations and a $13B run rate, fueling revenue durability. Despite a nearly 50x forward earnings multiple, SOFI's growth engine supports its expansive moat and growing competitive levers.
