SoFi Technologies, Inc. (SOFI)
SoFi's Pullback Before The Breakout
SoFi Technologies, Inc.'s Financial Services and Tech Platform delivered $579 million in Q4 revenue, representing 57% of adjusted net revenue and reducing lending reliance. Fee-based revenue surged 53% year-over-year to $443 million in Q4, supporting higher margins and lower balance sheet risk. Q4 Adjusted EBITDA reached $318 million with a 31% margin and 44% incremental margin, highlighting powerful operating leverage.
SoFi: Strong Revaluation Catalyst In 2026
SoFi Technologies (SOFI) delivered record customer acquisition and exceeded both revenue and earnings estimates in Q4, reinforcing my strong buy rating. SOFI's Financial Services segment drove 158% Y/Y segment earnings growth in FY 2025. Lending saw record originations of $10.5B in the fourth-quarter, up 46% year-over-year. Guidance for FY 2026 implies 30% adjusted net revenue growth and 52% adjusted EBITDA growth, positioning SOFI for continued rapid earnings growth.
SoFi Proves the Bears Wrong Again With a Record Quarter
SoFi Technologies Inc. NASDAQ: SOFI surged more than 5% in pre-market trading after delivering another strong quarter. Earnings per share (EPS) of 13 cents beat expectations for 11 cents by 18%.
SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
Scorecard: How We Graded SoFi Technologies (SOFI) Q4 2025 Earnings
SoFi Technologies (Nasdaq: SOFI) crossed the $1 billion quarterly revenue threshold for the first time in company history, delivering Q4 2025 results that beat estimates across the board while adding a record 1 million new members.
SoFi Scales Cross-Selling as Loan Originations Hit Records
SoFi's platform strategy was a centerpiece of fourth-quarter earnings on Friday (Jan. 30): Bring in members, persuade them to adopt multiple products, and let lending, payments and technology revenue compound.
SoFi Technologies Reverses Course and Falls After Beat-and-Raise Q4
SoFi Technologies ( NASDAQ:SOFI ) reported impressive fourth-quarter 2025 earnings this morning, significantly exceeding Wall Street estimates and raising its earnings guidance for the coming year ahead of forecasts.
SoFi posts record quarterly revenue, adds over 1M members
SoFi Technologies Inc. (NASDAQ: SOFI) reported its highest-ever quarterly revenue and membership growth on Friday thanks to strong demand across its lending and financial services businesses. For the fourth quarter of 2025, SoFi posted revenue of $1.03 billion, surpassing analysts' estimates of $982 million.
SoFi Technologies (SOFI) Reports Q4 Earnings: What Key Metrics Have to Say
While the top- and bottom-line numbers for SoFi Technologies (SOFI) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
SoFi Technologies, Inc. (SOFI) Surpasses Q4 Earnings and Revenue Estimates
SoFi Technologies, Inc. (SOFI) came out with quarterly earnings of $0.13 per share, beating the Zacks Consensus Estimate of $0.12 per share. This compares to earnings of $0.05 per share a year ago.
SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2026-2030 (Jan 30)
SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference last year that the fintech company is targeting 30% member growth and 20% revenue growth.
SoFi's stock rises as the company hits a revenue milestone
SoFi's home-loan originations nearly doubled in the latest quarter.
