SoFi delivered a strong Q2 2025 report yesterday, handily beating revenue and EPS estimates, with robust growth in fee-based revenue and member additions. Management raised 2025 guidance, projecting 30% revenue growth and higher EPS, reflecting ongoing business momentum and product innovation. Despite impressive fundamentals, a recent stock rally has shifted SoFi's risk/reward. With its 5-year CAGR slipping below my hurdle rate, I rate SoFi a 'Hold' in the $20s, pausing accumulation.
SoFi Technologies, Inc. reported killer Q2 earnings, keeping up member and product growth and pushing the stock up as much as 15% during the day. The quarter was so good that SOFI investors are starting to think if it's time to take profits, and we think it's still too early. Members are expected to grow 30% Y/Y this year, adding 3 million members, and products continue to grow in double-digits, which translates to more cross-selling opportunities.
SoFi Technologies, Inc. (NASDAQ:SOFI ) Q2 2025 Earnings Call July 29, 2025 8:00 AM ET Company Participants Anthony J. Noto - CEO & Director Christopher Lapointe - Chief Financial Officer Conference Call Participants Andrew William Jeffrey - William Blair & Company L.L.C.
FinTechs are maturing, evolving and consolidating, creating new growth opportunities.
SoFi Technologies (SOFI) shares are jumping 15% in intraday trading Tuesday after the personal finance tech firm posted better-than-estimated results and boosted its revenue and earnings outlook.
Although the revenue and EPS for SoFi Technologies (SOFI) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
SoFi Technologies stock (NASDAQ:SOFI) surged 14% in early trading on Tuesday, July 29, after the announcement of strong Q2 earnings. The firm disclosed earnings of $0.08 per share on revenue of $855 million, considerably surpassing Wall Street's projections of $0.06 per share and $804 million, respectively.
SoFi Technologies, Inc. (SOFI) came out with quarterly earnings of $0.08 per share, beating the Zacks Consensus Estimate of $0.06 per share. This compares to earnings of $0.01 per share a year ago.
SoFi originated a record amount of loans in the latest period while also hauling in a record number of new members.
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either XP Inc.A (XP) or SoFi Technologies, Inc. (SOFI). But which of these two stocks presents investors with the better value opportunity right now?
SoFi Technologies (NASDAQ:SOFI) is scheduled to announce its earnings on Tuesday, July 29, 2025. Historically, SOFI stock has performed well the day after earnings reports, showing a positive one-day return in 69% of instances.
SOFI's bold pivot to fee-based revenues and soaring 2025 growth projections give it the edge over GDOT's stable but slowing model.