Compared to megabanks like Wells Fargo or Bank of America, SoFi Technologies (SOFI -4.45%) is anything but an industry titan. In fact, with only 10 million customers and just a little more than $30 billion in assets, SoFi doesn't even make a dent in the reach of its larger rivals.
SoFi stock sold off following Q4 earnings due to mixed guidance. Management issued strong revenue guidance, but the EPS outlook looks 'weak'. Management has a history of sandbagging guidance, and analysts have a history of underestimation.
SoFi Technologies is a 'Buy/Strong Buy' due to robust member growth, record net sales, and profitability, despite a soft 1Q25 outlook. The fintech beat GAAP profit estimates significantly, achieving $0.29 per share, and saw a 600% jump in net profits in 4Q24. SoFi added 750K new customers in 4Q24, surpassing 10 million total, and achieved record high net sales and EBITDA in 2024.
SoFi (SOFI 1.31%) has been one of the hottest stocks in fintech, but investors are still worried about the company's valuation compared to most banks. In this video, Travis Hoium explains why this is more than a bank stock and still a great buy for investors.
Fintech hasn't had a good week, as PayPal's weak showing didn't inspire confidence. I had already warned about the SoFi Technologies, Inc. bubble, and it's down almost 20% from its January peak. SoFi cannot afford to underwhelm, and its less robust guidance hasn't been taken too kindly by the market.
In this video, I will cover the recent updates regarding SoFi Technologies (SOFI 1.31%). Watch the short video to learn more, consider subscribing, and click the special offer link below.
SoFi (SOFI -0.71%) has been one of the hottest stocks in banking over the past year and for good reason. The company is growing lending, technology, and financial services segments.
SoFi's Liz Young Thomas and Wealth Enhancement's Ayako Yoshioka, join 'Closing Bell' to discuss Trump's tariffs and how investors can brace for the volatility ahead.
Shares of SoFi Technologies (SOFI 1.02%) have been rocketing higher in recent months. They are up 116% since late July, as investors appear to be growing incredibly optimistic about the company's prospects.
SoFi (SOFI -2.41%) recently reported strong fourth-quarter earnings, but its profit guidance for 2025 disappointed some investors. In this video, SoFi investor and longtime Fool.com contributor Matt Frankel discusses the results and what he's watching with colleague Tyler Crowe.
SoFi Technologies has shown significant improvement in fundamentals, turning profitable in 2024, with a 35.8% YoY revenue growth and a 45% net profit margin. Despite disappointing 2025 guidance, I remain bullish on SOFI due to its cultural appeal to Millennials and its strong digital platform. High valuation and weak free cash flow are risks, but the stock's profitability and growth potential make it suitable for aggressive and moderate investors.
SoFi Technologies reported a significant revenue beat for Q4 and record loan originations, with a focus on personal loans and new financial services. The fintech's guidance for 2025 includes 25% revenue growth and 30% incremental EBITDA margins, sacrificing short-term profits for long-term expansion. The stock trades at a low multiple relative to its growth rates, making it an attractive buy even at $16, with sustainable 25% EPS growth expected.