SoFi Technologies, Inc. (SOFI)
SoFi's Reset Could Be A Generational Entry Point
SoFi stock fell from $33 to $19 after $3.2 billion in equity raises diluted shares by roughly 16% in six months. Q4 delivered $1.0 billion in revenue, $174 million in GAAP net income, and $318 million in adjusted EBITDA at a 31% margin. Loan Platform Business generated $194 million in quarterly revenue, accelerating fee-based mix and reducing balance sheet intensity.
Why Sofi Technologies at $18 Makes Zero Sense
SoFi Technologies ( NASDAQ:SOFI | SOFI Price Prediction ) has transformed itself over the past few years from a student loan refinancing outfit to a full-line, online financial services company.
Is Trending Stock SoFi Technologies, Inc. (SOFI) a Buy Now?
SoFi Technologies (SOFI) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
SoFi vs Ally Financial: Which Financial Stock Is the Better Buy After 2026's Selloff?
SoFi Technologies (NASDAQ: SOFI | SOFI Price Prediction) and Ally Financial (NYSE: ALLY) both delivered fourth-quarter earnings recently, but the market's reaction tells two different stories.
SoFi After The Selloff: Market Overreaction And Opportunity Ahead
SoFi Technologies recent selloff has made the risk/reward more attractive. Deposits reached $38 billion, giving SoFi cheaper and more stable funding. Market sentiment remains positive, as evidenced by the buy rating with a 26.87 average price target.
SoFi's 2026 Outlook: Margin Expansion Strengthens Further
SOFI targets mid-30% EBITDA margins in 2026 as 30% revenue growth fuels a shift from fintech upstart to scaled, profit-driven operator.
SoFi Is Much Cheaper Than It Looks
SoFi Technologies, Inc. still looks like a Strong Buy following the recent selloff. SOFI's high net interest margins, rapid loan origination, and strong member growth will continue to drive superior operating leverage and profitability. Consensus estimates project 54% EPS growth through 2026 and 35% through 2027, supporting significant upside even with potential multiple contraction.
SoFi Technologies: The Pullback I've Been Waiting For
Fee revenue grew from $260M in 2021 to $1.5B in 2025, surpassing 40% of total adjusted revenue. Q4 added 1M members and 1.6M products, with cross-buy reaching 40%, improving growth efficiency and margins. Loan Platform Business handled $3.7B of Q4 originations, monetizing underwriting while transferring credit risk externally.
SoFi: Recent Pullback Creates Opportunity As 2026 Catalysts Line Up
SoFi Technologies is rated 'Strong Buy' due to rapid user growth, consistent earnings beats, and expanding fintech offerings. SOFI benefits from a pro-business environment, potential S&P 500 inclusion, and product innovation targeting younger, affluent customers. The recent pullback is seen as a buying opportunity, attributed to negative Wall Street sentiment rather than business fundamentals.
Is Most-Watched Stock SoFi Technologies, Inc. (SOFI) Worth Betting on Now?
SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
SoFi Technologies: Pound The Table Moment As Upgrades From Large Banks Roll In
SoFi Technologies is executing strongly, with Q4 2025 marking its first $1B revenue quarter and record profitability, despite a 20%+ share price pullback. SOFI guides for 30% YoY revenue growth and 52% YoY Adjusted EBITDA growth in 2026, with expanding margins and a shift toward capital-light, fee-based revenues. The company's loan platform consistently sells tranches above par, and cross-selling has reached 40%, supporting durable, diversified growth and a bullish long-term outlook.
Is SoFi Stock a Buy, Hold, or Sell After Impressive Q4 Earnings?
SOFI beat Q4 earnings estimates, topped $1B in quarterly revenues and expanded margins, yet shares slid 9%, highlighting a gap between results and price.
