Upstart Holdings, Inc. (UPST)
Is UPST Stock a Buy, Hold, or Sell After Its 43.7% Three-Month Rally?
Upstart Holdings, Inc. UPST has rallied 43.7% in the past three months, outperforming the Zacks Financial – Miscellaneous Services industry's modest 7.7% gain. While LendingClub LC posted a bigger jump of 64.2% and Enova International ENVA rose 29.1%, UPST's surge underscores its strong momentum and leadership among AI-driven lending platforms.
Investors Heavily Search Upstart Holdings, Inc. (UPST): Here is What You Need to Know
Upstart (UPST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Upstart Stock Could Pop on a Short Squeeze Soon
Every industry eventually reaches a point where new technology sparks a long-term cycle of efficiency and productivity gains, marking a pivotal moment of transformation. One area in today's financial sector is on the verge of such a breakthrough, creating a significant opportunity for investors who recognize the shift.
Upstart: GAAP Inflection Point
Upstart delivered a strong Q2, beating earnings and revenue estimates, driven by robust demand for personal loans and improved conversion rates. The Fintech achieved GAAP profitability in Q2'25, signaling an inflection point and validating its AI-driven lending platform's scalability. Upstart's shares dropped 19%, following the earnings report, highlighting an engagement opportunity for investors.
Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock
Upstart (UPST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Prediction: 2 Stocks That Will Be Worth More Than Upstart 5 Years From Now
It may seem like a long time ago now, but 2021 was the year of Upstart Holdings. The lending platform grew to a market cap of $30 billion and was aiming to disrupt the traditional pricing mechanisms for consumer loans before it crashed over 90% from all-time highs.
Upstart's stock takes a mysterious dive after earnings. What's behind the move.
Analysts noted high expectations for the AI lender, as well as a sharp increase in the amount of loans held on the company's balance sheet.
Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript
Upstart Holdings, Inc. (NASDAQ:UPST ) Q2 2025 Earnings Conference Call August 5, 2025 4:30 PM ET Company Participants David J. Girouard - Co-Founder, President, CEO & Chairperson of the Board Paul Gu - Co-Founder, CTO & Director Sanjay Datta - Chief Financial Officer Sonya Banerjee - Head of Investor Relations Conference Call Participants Dan Dolev - Mizuho Securities USA LLC, Research Division James Eugene Faucette - Morgan Stanley, Research Division John Douglas Hecht - Jefferies LLC, Research Division Kyle Joseph - Stephens Inc., Research Division Kyle David Peterson - Needham & Company, LLC, Research Division Mihir Bhatia - BofA Securities, Research Division Peter Corwin Christiansen - Citigroup Inc., Research Division Ramsey Clark El-Assal - Barclays Bank PLC, Research Division Reginald Lawrence Smith - JPMorgan Chase & Co, Research Division Robert Henry Wildhack - Autonomous Research US LP Simon Alistair Vaughan Clinch - Redburn (Europe) Limited, Research Division Operator Good afternoon, and welcome to the Upstart Second Quarter 2025 Earnings Call.
Upstart Sees Surge in Demand for Auto and Small Dollar Loans
Triple-digit gains across key business segments — as measured in loan originations and revenues — were not enough to stave off a 7% drop in Upstart Holding's shares in after-market trading on Tuesday (Aug. 5).
Upstart (UPST) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for Upstart (UPST) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Upstart Holdings, Inc. (UPST) Q2 Earnings and Revenues Surpass Estimates
Upstart Holdings, Inc. (UPST) came out with quarterly earnings of $0.36 per share, beating the Zacks Consensus Estimate of $0.27 per share. This compares to a loss of $0.17 per share a year ago.
Upstart: Buy This AI Lender On Macro Tailwinds And Growth Prospects
I rate UPST a buy, as macroeconomic and company-specific tailwinds position it for a breakout with interest rates expected to decline. UPST's fundamentals are improving: Q1 revenue up 67% YoY, transaction volume up 89%, and contribution margin strong at 55%. Auto loans and HELOCs are rapidly growing segments, with HELOC originations up 6x YoY, offering significant future growth potential.
