Upstart Holdings, Inc. (UPST)
Upstart Q4: The Market's Reaction Is Warranted
Upstart Holdings has shown significant growth, with a 56% YoY revenue increase and improved net income, despite still being unprofitable. The AI-powered lending platform has automated over 90% of loans, leading to higher approval rates and lower APRs compared to traditional lenders. UPST's Q4 earnings exceeded expectations, with revenue at $219M and a smaller-than-expected net loss, driving the stock up 20%.
Upstart Holdings' Surge Offers A Prime Opportunity To Cash Out (Downgrade)
Upstart Holdings, Inc.'s Q4 2024 revenue and adjusted EPS exceeded analysts' expectations, driving a 31.8% stock surge. Loan originations soared 89.5%, with significant growth in automotive loans, HELOCs, and small dollar relief products, fueled by advanced AI models. Despite impressive financial improvements and technological advancements, the stock's valuation has become lofty, prompting a downgrade to “hold”.
Upstart Is A Good Fit For Fintech Growth Investors, Analyst Says
Upstart Holdings, Inc. UPST shares are trading higher on Wednesday.
Crude Oil Down Over 2%; Upstart Shares Jump Following Earnings
U.S. stocks traded lower midway through trading, with the Dow Jones index dipping more than 200 points on Wednesday.
This little-known AI stock rockets 25% as Wall Street takes note; Should you buy?
Upstart (NASDAQ: UPST), a rising name in artificial intelligence (AI)-driven lending, is drawing attention following a strong earnings report that has fueled the equity's growth.
3 Stocks Bucking Inflation Headwinds After Earnings
Hotter-than-expected inflation data is pressuring stocks this morning, but the shares of CVS Health Corp (NYSE:CVS), DoorDash Inc (NASDAQ:DASH), and Upstart Holdings Inc (NASDAQ:UPST) are bucking today's headwinds, thanks to a round of upbeat earnings.
Upstart Is Soaring After Stellar Earnings -- Here's What You Need to Know
The stock market was having a sharply negative day on Wednesday, mainly due to a hotter-than-expected inflation report. But lending technology company Upstart (UPST 29.39%) was a big exception.
What's Next For UPST Stock?
Upstart (NASDAQ: UPST), a cloud-based artificial intelligence lending platform in the U.S., recently announced its Q4 earnings, which significantly exceeded market expectations. The company reported revenue of $219 million and earnings of $0.26 per share, surpassing the consensus estimates of $181 million in revenue and a loss of $0.04 per share.
Upstart Surges 27% After Stellar Earnings. The Stock Also Gets an Upgrade.
The artificial-intelligence lending platform expects first-quarter revenue of about $200 million, better than estimates of $184.6 million.
Upstart Personal Loans Leap 89% Year Over Year
Upstart's latest quarterly results showed double-digit gains in loan originations, powered by artificial intelligence (AI) and automation, where management also said that the credit quality of its lending portfolio was strong amid new capital commitments from its lending partners.
Upstart Holdings, Inc. (UPST) Q4 2024 Earnings Call Transcript
Upstart Holdings, Inc. (NASDAQ:UPST ) Q4 2024 Earnings Call Transcript February 11, 2025 4:30 PM ET Company Participants Sonya Banerjee - Investor Relations Dave Girouard - Co Founder and Chief Executive Officer Sanjay Datta - Chief Financial Officer Conference Call Participants Kyle Peterson - Needham Simon Clinch - Redburn Atlantic Peter Christiansen - Citi Ramsey Assal - Barclays Dan Dolev - Mizuho David Scharf - JMP Securities Vincent Caintic - BTIG John Hecht - Jefferies Reggie Smith - J.P. Morgan James Faucette - Morgan Stanley Matt O'Neill - FT Partners Rob Wildhack - Autonomous Operator Good afternoon.
Compared to Estimates, Upstart (UPST) Q4 Earnings: A Look at Key Metrics
The headline numbers for Upstart (UPST) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
