Upstart Holdings Inc (NASDAQ:UPST) shares are 15.6% lower to trade at $32.88 at last glance, after the fintech company reported adjusted fourth-quarter earnings of 46 cents per share, short of the 47 cent estimates.
The headline numbers for Upstart (UPST) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Upstart Holdings, Inc. (UPST) came out with quarterly earnings of $0.46 per share, missing the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.26 per share a year ago.
UPST prepares to report Q4 2025 results, with revenues guided near $288M, as investors watch funding strength, margins and AI-driven loan approvals.
Evaluate the expected performance of Upstart (UPST) for the quarter ended December 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.
Upstart Holdings, Inc. (UPST) concluded the recent trading session at $37.92, signifying a -1.71% move from its prior day's close.
Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.
In the closing of the recent trading day, Upstart Holdings, Inc. (UPST) stood at $38.58, denoting a -2.8% move from the preceding trading day.
In the latest trading session, Upstart Holdings, Inc. (UPST) closed at $43.17, marking a -4.49% move from the previous day.
Upstart's loan book, while larger than normal, is a high-quality asset, in my opinion, with net charge-offs and delinquencies improving substantially YoY in Q3 at similar macro conditions. Despite Upstart's model overreacting to macro signals, its Q3 financial performance highlights its ability to operate profitably in tightening macro conditions. Forecasts of high Q4 2025 GDP growth, declining inflation rates, and the potential for more rate cuts than expected in 2026 could lead Upstart to report substantial originations growth.
UPST adds new credit union partner as its referral network grows, signaling rising lender confidence and broader access to personal loans.
In the latest trading session, Upstart Holdings, Inc. (UPST) closed at $49.12, marking a -2.94% move from the previous day.