Upstart Holdings, Inc. (UPST)
Is Trending Stock Upstart Holdings, Inc. (UPST) a Buy Now?
Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.
Upstart's AI Lending: Can Its Underwriting Model Stay Ahead?
UPST adjusts its AI underwriting as rising risk trims conversions, with new calibration tools aimed at steadier approvals and broader loan expansion.
Upstart's Push Into Auto and Home Loans: Will Diversification Pay Off?
UPST's expanding push into auto, home, and small-dollar lending gains traction as new products scale and funding partners grow.
Is Upstart Stock a Buy, Hold or Sell After a Steep 41% 3-Month Drop?
UPST's sharp three-month drop contrasts with a strong quarter as model shifts, funding gains and macro sensitivity shape a cautious hold outlook.
Is Most-Watched Stock Upstart Holdings, Inc. (UPST) Worth Betting on Now?
Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)
It's time to upgrade the stock, as recent stock price declines create an attractive entry point for growth-focused investors. Upstart continues to deliver solid revenue growth and profitability, despite recent margin contraction and decelerating guidance due to macroeconomic caution. Valuation is compelling at under 3x forward sales, with a PEG ratio around 0.5x, though long-term business model quality remains a concern.
Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript
Upstart Holdings, Inc. ( UPST ) Q3 2025 Earnings Call November 4, 2025 4:30 PM EST Company Participants Sonya Banerjee - Head of Investor Relations David Girouard - Co-Founder, President, CEO & Chairperson of the Board Paul Gu - Co-Founder, CTO & Director Sanjay Datta - Chief Financial Officer Conference Call Participants Dan Dolev - Mizuho Securities USA LLC, Research Division Kyle Peterson - Needham & Company, LLC, Research Division Peter Christiansen - Citigroup Inc. Exchange Research Simon Alistair Clinch - Rothschild & Co Redburn, Research Division Patrick Moley - Piper Sandler & Co., Research Division Mihir Bhatia - BofA Securities, Research Division Reginald Smith - JPMorgan Chase & Co, Research Division James Faucette - Morgan Stanley, Research Division Robert Wildhack - Autonomous Research US LP John Hecht - Jefferies LLC, Research Division Presentation Operator " Sonya Banerjee Head of Investor Relations " David Girouard Co-Founder, President, CEO & Chairperson of the Board " Paul Gu Co-Founder, CTO & Director " Sanjay Datta Chief Financial Officer " Dan Dolev Mizuho Securities USA LLC, Research Division " Mizuho Securities USA LLC, Research Division Kyle Peterson Needham & Company, LLC, Research Division " Needham & Company, LLC, Research Division Peter Christiansen Citigroup Inc. Exchange Research " Citigroup Inc. Exchange Research Simon Alistair Clinch Rothschild & Co Redburn, Research Division " Rothschild & Co Redburn, Research Division Patrick Moley Piper Sandler & Co., Research Division " Piper Sandler & Co., Research Division Mihir Bhatia BofA Securities, Research Division " BofA Securities, Research Division Reginald Smith JPMorgan Chase & Co, Research Division " JPMorgan Chase & Co, Research Division James Faucette Morgan Stanley, Research Division " Morgan Stanley, Research Division Robert Wildhack Autonomous Research US LP " Autonomous Research US LP John Hecht Jefferies LLC, Research Division " Jefferies LLC, Research Division Operator Good afternoon, and welcome to the Upstart Third Quarter 2025 Earnings Call.
Upstart Says Originations Leap as Consumer Credit Strength Improves
Artificial intelligence (AI) lending marketplace Upstart saw growing consumer demand and steady consumer credit strength in the third quarter, executives said Tuesday (Nov. 4) during an earnings call. The company's originations rose 80% year over year in the third quarter to reach $2.9 billion, according to a presentation released in conjunction with the call.
Upstart Holdings, Inc. (UPST) Q3 Earnings Top Estimates
Upstart Holdings, Inc. (UPST) came out with quarterly earnings of $0.52 per share, beating the Zacks Consensus Estimate of $0.42 per share. This compares to a loss of $0.06 per share a year ago.
Upstart's stock extends declines as the AI lender predicts slower growth
Upstart's December-quarter revenue is expected to slow more than Wall Street had been modeling.
Upstart Holdings Down 6% in After Hours Following Q3 Earnings Miss
Upstart Holdings (NASDAQ: UPST) delivered its first earnings miss in five consecutive quarters on Tuesday, posting Q3 results that fell short on both the top and bottom lines.
UPST Q3 Earnings Preview: Should You Buy the Stock Now or Wait?
Upstart's Q3 results are likely to test its AI lending momentum as management eyes $280M in revenues and steady profitability.
