WaFd, Inc. (WAFD) Q3 2026 Earnings Call Transcript
WaFd NASDAQ: WAFD reported higher fiscal third-quarter earnings as loan growth resumed across its active portfolios, expenses remained stable and credit costs increased amid continued pressure from elevated interest rates and economic uncertainty.
WaFd's fiscal Q3 earnings miss estimates by a penny as provisions and expenses rise, despite higher net interest income, margins and non-interest income.
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
| TJD Thomas John Drogan PR Inc.IPAL SECURITIES Inc. | 10,842 | $320,325.86 | $416,766.48 | $96,440.62 | 30.11% |
| CE Curtis Ellergodt Rothschild Investment LLC | 206 | $6,153.62 | $7,918.64 | $1,765.02 | 28.68% |
| ABB Alexander Bjornager Bonde Danske Bank A/S | 200 | $6,406 | $7,688 | $1,282 | 20.01% |
| JD Jim Dushek HARBOUR INVESTMENTS Inc. | 350 | $11,284 | $13,449.13 | $2,165.13 | 19.19% |
| SN Stephanie Nee HARBOR CAPITAL ADVISORS Inc. | 3,935 | $135,933.34 | $151,143.35 | $15,210.01 | 11.19% |
| Banks Industry | Financials Sector | Brent J. Beardall CEO | NASDAQ (NGS) Exchange | 938824109 CUSIP |
| US Country | 2,018 Employees | 22 May 2026 Last Dividend | 2 Feb 2005 Last Split | 2 Feb 2021 IPO Date |
WaFd, Inc. is a financial institution rooted in providing a wide range of banking services tailored to meet the needs of both individual consumers and businesses. Since its inception on November 15, 1994, WaFd has committed itself to serving the diverse needs of its clients, ensuring a blend of personalized and comprehensive banking experiences. With its headquarters in Seattle, Washington, the company has grown to establish a strong presence, particularly known for its focus on lending, depository, insurance, and specialized banking solutions for mid-sized to large businesses and commercial real estate stakeholders.
WaFd, Inc. offers a robust portfolio of lending services designed to meet the financial needs of its individual and business clients. These services include personal loans, mortgage lending, and business loans, each crafted to provide flexible financing solutions.
The company provides a comprehensive range of depository services, encompassing checking and savings accounts, certificates of deposit, and money market accounts. These services are designed to offer secure and convenient ways for clients to manage their finances.
Understanding the importance of risk management, WaFd extends insurance products to its clients. These services aim to protect individuals and businesses against unforeseen financial losses, covering a variety of areas including property, liability, and health insurance.
WaFd, Inc. specifically caters to the banking needs of mid-sized to large businesses through a variety of services that include business checking accounts, business loans, and merchant services. The company focuses on providing solutions that support business growth, operational efficiency, and financial stability.
For owners and developers of commercial real estate, WaFd offers tailored banking solutions that cover project financing, real estate development loans, and property management banking services. These specialized services are designed to support the commercial real estate sector's unique banking needs.