F.N.B. Corp (FNB) remains well-placed to capitalize on Southeast U.S. growth with a full-service model that can offer big-bank products and small-bank customer service. FNB shares have outperformed most regional peers, with fair value estimated at $18.50–$20.50 and ongoing upside potential despite fewer market bargains. Recent results were mixed but solid overall; fee-based income and efficiency ratios remain strong, though guidance and loan/deposit growth are slightly disappointing.
F.N.B. Corporation delivered strong Q4 results, exceeding earnings expectations and reinforcing my "Buy" rating, with shares now above the prior $17 target. FNB's robust capital position, stable deposit base, and improving net interest margin support ongoing balance sheet growth and shareholder returns. Credit quality remains solid, with low nonperforming loans and high reserve coverage, positioning FNB to weather economic uncertainty and potentially reduce reserves.
F.N.B. Corporation (FNB) Q4 2025 Earnings Call Transcript
F.N.B. Corp posts 31.6% earnings jump in Q4 2025, beating estimates on strong NII, loan growth and lower credit provisions.
FNB launches Payment Switch, letting clients move recurring ACH and debit payments in-app to speed onboarding and fuel its Clicks-to-Bricks push.
F.N.B. Corporation (FNB) is upgraded from Hold to Buy as fundamentals and asset quality improve, with shares attractively priced. FNB's deposits and loans are growing, supported by digital initiatives and AI-driven strategies, while uninsured deposit exposure remains within a safe range. Net interest income, non-interest income, and net profits are all rising, with return on assets and equity showing notable year-over-year improvement.
F.N.B. Corporation is upgraded to a "Buy" rating, citing strong capital, asset growth, and resilient credit quality. FNB's Q3 results showed 11% revenue growth, expanding deposits, improving margins, and robust noninterest income, despite sector headwinds. FNB maintains industry-leading reserve coverage, diversified loan exposure, and a record CET1 capital ratio, supporting future growth and stability.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
F.N.B. Corp posts strong Q3 results. Earnings and revenues beat estimates, fueled by higher net interest income and solid loan and deposit growth.
F.N.B. Corporation (NYSE:FNB ) Q3 2025 Earnings Call October 17, 2025 8:30 AM EDT Company Participants Lisa Hajdu - Manager of Investor Relations Vincent J. Delie - Chairman, President & CEO Gary L.
The headline numbers for F.N.B. (FNB) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
F.N.B. (FNB) came out with quarterly earnings of $0.41 per share, beating the Zacks Consensus Estimate of $0.37 per share. This compares to earnings of $0.34 per share a year ago.