The market continues to be volatile amid plans by the Trump administration to impose huge new tariffs on imports. The broad-market S&P 500 is down almost 8% so far this year, and the tech-heavy Nasdaq Composite is down by more than 14%.
Nubank offers a combination of growth and value, making it a strong buy, especially at its current discounted price. Despite recent setbacks, including increased non-performing loans and currency volatility, Nubank is well-positioned for fintech growth in Latin America. Both Cathie Wood and Warren Buffett see potential in Nubank, with its impressive revenue and EPS growth forecasts and attractive valuation metrics.
Nu added 20.4 million clients in FY24, reaching 114 million total users across Brazil, Mexico, and Colombia. Total deposits surged 55% YoY to $28.9B, with standout growth in Mexico (+438% YoY) and Colombia ($1.3B in two quarters). The cost-to-serve per active client was just $0.80 in Q4-24, enabling efficient, profitable customer acquisition at scale.
Nu Holdings Ltd. (NU) reachead $10.59 at the closing of the latest trading day, reflecting a +1.53% change compared to its last close.
Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Despite being a seller in recent times, Berkshire Hathaway owns numerous stocks in its huge $290 billion public equities portfolio. While Apple , American Express , and Coca-Cola get a lot of the attention, there are lesser-known businesses that investors shouldn't ignore.
Nu Holdings is a rapidly growing, profitable fintech with a strong presence in Brazil, Mexico, and Colombia, offering a unique buying opportunity due to its undervaluation. The platform's customer base grew 22% Y/Y to 114M in Q4'24, with potential to reach 340M customers by the end of the decade. I like the Company's focus on the dynamic Latin American market, strong customer growth, and improving monetization.
The latest trading day saw Nu Holdings Ltd. (NU) settling at $11.09, representing a +1.56% change from its previous close.
Nu Holdings Ltd. offers a compelling entry point due to its significant growth potential in Latin America and recent stock dip. When looking past currency fluctuations, the digital bank achieved 50% revenue, highlighting strong underlying performance. Nu Holdings' low-cost structure and profitability, with $2 billion net income and efficient customer acquisition, underscore its financial strength.
Despite having a market cap of more than $50 billion, Nu Holdings (NU -4.17%) might not be a familiar business to many investors in the U.S. That's because its operations are in Brazil, Mexico, and Colombia.
Investing in Brazilian stocks, like Nu Holdings, requires vigilance due to macroeconomic volatility and the necessity of managing risk and margin of safety. Nu Holdings, despite trading at premium multiples, offers strong growth potential with high ROE and expanding market share in Brazil and Latin America. Risks include high-interest rates, potential regulation changes, and a high-risk credit portfolio, which could impact ROE and overall financial performance.
Nu Holdings continues to grow rapidly with 114 million customers, but recent financial results were disappointing due to rising credit losses and currency depreciation. The 7% delinquency rate has raised investor concerns about risk management amid aggressive loan expansion. A sharp fall in the Brazilian Real hurt USD-reported results, though Brazil's economy remains fundamentally strong.