SoFi Technologies, Inc. (SOFI)
I Sold SoFi At $30, Now I'm Eyeing Re-Entry
SoFi Technologies Inc. has declined 40% year-to-date and 28% since my prior coverage, reflecting rising credit concerns and sentiment reset. SoFi added 1 million members to reach 13.7 million, while products grew 37% YoY to 20.2 million, boosting cross-sell efficiency. Fee revenue reached $443 million in Q4, annualizing to $1.8 billion, supporting a capital-light model and expanding EBITDA margins to 31%.
SoFi: Execution Makes It A Buy Again (Rating Upgrade)
SoFi has demonstrated strong execution, growing net revenue from $2.7B in 2024 to $3.6B in 2025 and expanding its product suite. I see 2025 as a pivotal year, with robust segment growth, especially in financial services, and member count rising from 10.1M to 13.7M. Management guides for a 30% net revenue CAGR and 38–42% EPS CAGR through 2028, targeting $1.5B in near-term earnings and $3B longer term.
SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
NU may have the edge over SOFI as its 131M-user base, rising monetization, and strong revenue growth combine with a more attractive valuation.
SoFi Is Down 35%
SoFi Technologies, Inc. delivered strong Q4 and FY2025 results, with revenue and EPS beating estimates and record growth in fee-based and platform segments. Despite a ~25% post-earnings dip and share dilution concerns, I see the current valuation as a compelling entry point for long-term investors. SOFI's pivot toward fee-based and technology platform revenue, especially via the Loan Platform Business, or LPB, is driving margin expansion and future EPS growth potential.
SoFi Technologies, Inc. (SOFI) Outperforms Broader Market: What You Need to Know
SoFi Technologies, Inc. (SOFI) closed at $17.13 in the latest trading session, marking a +1.36% move from the prior day.
SoFi Looks Misunderstood After A Brutal Reset
SoFi Technologies remains a high-quality fintech growth story, deserving a 'Buy' rating despite a 47% drawdown from all-time highs. SOFI's business model transition, rapid member growth, and capital-light LPB platform expansion underpin robust forward earnings potential and margin tailwinds. Management's insider buying, conservative guidance, and a PEG ratio near 0.5x suggest the market underappreciates SOFI's 20% EPS CAGR and risk/reward profile.
SoFi Rises Monday as Short-Seller Report Keeps SoFi Technologies in the Spotlight
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) shares were up about 2% in early Monday trading, climbing above the $17 level.
SoFi's Loan Platform Business Emerges as a Capital-Light Growth Engine
SOFI's Loan Platform Business surges, tripling originations and revenue as a capital-light model reshapes growth and reduces risk exposure.
Investors Heavily Search SoFi Technologies, Inc. (SOFI): Here is What You Need to Know
SoFi Technologies (SOFI) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
SoFi Fires Back, Threatens Legal Action Against Short Seller as CEO Buys Stock
Muddy Waters Research unleashed a scathing attack on SoFi Technologies ( NASDAQ:SOFI | SOFI Price Prediction ) yesterday, branding the fintech lender a “financial engineering treadmill” rather than a genuine growth business.
SoFi Technologies, Inc. (SOFI) Stock Dips While Market Gains: Key Facts
SoFi Technologies, Inc. (SOFI) closed at $17.37 in the latest trading session, marking a -1.47% move from the prior day.
SoFi Technologies Slides 4% as JPMorgan Lending Restrictions Rattle the Private Credit Market
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) stock dropped 4% Tuesday, with shares sliding below $17 as of midday.
