SoFi Technologies is rated 'Strong Buy' with a $22–$26 fair value, reflecting a significant discount to peers despite robust book value growth. SOFI's tech-enabled banking model drives high product-per-member growth and fee diversification, with 43% of new products in Q1 coming from existing members. The company trades at 2x book value versus JPMorgan's 2.62x and Nu Holdings' 5x, yet boasts superior credit quality and a simpler, lower-risk balance sheet.
Beyond analysts' top-and-bottom-line estimates for SoFi Technologies (SOFI), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2026.
SoFi Technologies, Inc. (SOFI) reached $17.07 at the closing of the latest trading day, reflecting a -3.23% change compared to its last close.
SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
Dave's focused ExtraCash strategy, stable repayment performance and new funding deal give it the stronger fintech investment case over SoFi in 2026.
SoFi Technologies, Inc. remains a Buy as it transitions into a diversified digital financial platform with durable, sustainable growth. Q1 2026 saw 43% net revenue growth to $1.1B and strong profitability, with lending driving results but non-lending segments gaining importance. Q2 expectations are high; investors should focus on deposit growth, product adoption, fee-based revenue, and credit quality—not just headline beats.
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) has quietly built the profile of an ideal fintech takeover target: 14.7 million members, a national bank charter, over $40 billion in member deposits funding over 90% of liabilities, and the Galileo technology platform servicing approximately 133 million global accounts.
SoFi Technologies, Inc. (SOFI) reached $17.87 at the closing of the latest trading day, reflecting a -3.67% change compared to its last close.
SOFI has been through two adverse earnings events this year and has underperformed both the fintech sector and the broader market in 2026 with a decline of ~30% YTD. With Q2 earnings due to be announced on July 29, could it get third time lucky? A potential topline beat of +5%, further EBITDA margin progression with a tilt towards non-lending revenue, stability of the TPS business, and any upgrade in guidance would be taken well.
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) has been one of the loudest post-election casualties in fintech.
SoFi stock has rebounded in recent weeks, climbing from its year-to-date low of about $15 to around $19 today. Even so, the shares remain roughly 42% below their all-time high.
SOFI expands its ETF lineup with SFYI, combining popular holdings and an options strategy to deepen investing engagement and grow fee revenue.