Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.
Global automaker Stellantis is accelerating partnerships with competitors out of China.
Upstart Holdings, Inc. (UPST) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript
Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
Upstart Holdings, Inc. (UPST) Q1 2026 Earnings Call Transcript
While the top- and bottom-line numbers for Upstart (UPST) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Upstart Holdings, Inc. (UPST) came out with quarterly earnings of $0.3 per share, missing the Zacks Consensus Estimate of $0.39 per share. This compares to earnings of $0.3 per share a year ago.
The AI lending company came up short on a key profit metric, but its CEO says that analysts may have mismodeled seasonal trends.
Upstart is transforming from an AI-powered lending marketplace to a risk-conscious primary lender, with a national bank charter application as a major catalyst. UPST's Q1 is expected to be the lowest quarter of 2025, yet guidance suggests potential for significant beats and upward revisions throughout the year. UPST trades at a discount to peers, but margin expansion and bank charter approval could drive a material re-rating if management achieves long-term targets.
Upstart Holdings, Inc. announced Cash Line, a revolving credit product targeting retail customers, in February. The beta launch was completed two weeks ago. Incoming CEO Paul Gu confirmed on X that Cash Line was off to a great start, becoming the best-ever product launch in the history of the company. I expect Cash Line to deliver high-margin, recurring revenue, with even a 5% payday loan market share translating to meaningful incremental revenue for UPST.
Upstart (UPST) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Upstart Holdings, Inc. (UPST) concluded the recent trading session at $33.49, signifying a +2.04% move from its prior day's close.