Kelly Richert Portfolio
Invests via Clayton Financial Group LLC | Managed by Kenneth John Bower, Matthew Joseph Bower, Kelly A. Richert, Zach Kratofil, Julie E. Bahr, Patrick Britt, Chris Michalak
Invests via Clayton Financial Group LLC
Managed by Kenneth John Bower, Matthew Joseph Bower, Kelly A. Richert, Zach Kratofil, Julie E. Bahr, Patrick Britt, Chris Michalak
Automatically Tracked
Kelly Richert Profile
Senior housing and mortgage reporter focused on market-moving coverage of mortgage lenders, servicing, fintech and policy, providing investors and operators timely analysis and deal flow intelligence. Kelly Richert writes on regulatory developments, loan performance trends and secondary-market dynamics, and is often cited by industry participants and asset managers for actionable reporting that informs risk assessment and capital allocation decisions.
Senior housing and mortgage reporter focused on market-moving coverage of mortgage lenders, servicing, fintech and policy, providing investors and operators timely analysis and deal flow intelligence. Kelly Richert writes on regulatory developments, loan performance trends and secondary-market dynamics, and is often cited by industry participants and asset managers for actionable reporting that informs risk assessment and capital allocation decisions.
Investment Philosophy & Strategy
Leverages market intelligence and regulatory insight to prioritize capital allocation toward mortgage- and senior-housing-related opportunities where information asymmetry can be exploited. Emphasizes data-driven risk assessment, credit-cycle sensitivity, and secondary-market dynamics, favoring flexible, liquid instruments and short-to-medium horizons to respond to policy shifts. Underwrites investments with operational diligence, stress-testing loan performance and servicing economics, and maintains a bias for positions that benefit from transparent, high-frequency signals.
Leverages market intelligence and regulatory insight to prioritize capital allocation toward mortgage- and senior-housing-related opportunities where information asymmetry can be exploited. Emphasizes data-driven risk assessment, credit-cycle sensitivity, and secondary-market dynamics, favoring flexible, liquid instruments and short-to-medium horizons to respond to policy shifts. Underwrites investments with operational diligence, stress-testing loan performance and servicing economics, and maintains a bias for positions that benefit from transparent, high-frequency signals.
Disclaimer: This Portfolio is derived from and computed based on publicly available data from SEC filings.
Gain and growth charts are calculated per selected timeframe:
43.3%
Gain +2.25%
Monthly
1.16%
Yearly
14.84%
Drawdown
24.73%
$185.58M
Equity
Holdings
$185.58M
Investment
$145M
$68.32M
Profit +$4.28M
Realized
$27.74M
Unrealized
$40.58M
Dividends
$8.31M
Goals
Avg. 76% completed goals
Yearly
Gain > 5% 2026
Yearly
Gain < 20% 2026
Today
Compared To Yesterday
Gain
2.25%
Profit
$4.28M
Win %
93%
This Week
Compared To Last Week
Gain
3.01%
Profit
$5.42M
Win %
93%
This Month
Compared to last month
Gain
3.01%
Profit
$5.42M
Win %
93%
This Year
Compared to last year
Gain
2.6%
Profit
$4.69M
Win %
59%
GOOGL Alphabet Inc
+6.73%
+$40,872.93 
MSFT Microsoft Corp.
+3.02%
+$13,906.01 
NVDA NVIDIA Corporation
+2.93%
+$16,467.66 
CSCO Cisco Systems, Inc.
+2.14%
+$4,617 
IVW ISHARES S&P 500 GROWTH ETF (3IS8)
+1.44%
+$18,393.6 
PWR Quanta Services Inc.
+1.43%
+$3,733.24 
VUG Vanguard Growth ETF
+1.1%
+$323,123.85 
IBM International Business Machines Corporation
+0.86%
+$2,100.98 
EMR Emerson Electric Co.
+0.79%
+$6,490.06 
IEMG iShares Core MSCI Emerging Markets ETF
+0.73%
+$16,143.03 
CAT Caterpillar Inc.
+0.7%
+$1,168.02 
BMY Bristol-Myers Squibb Company
+0.69%
+$2,248.2 
IVV iShares Core S&P 500 ETF
+0.69%
+$4,628.48 
VV Vanguard Large-Cap Index Fund ETF Shares
+0.68%
+$1,509.85 
QQQ Invesco QQQ Trust, Series 1
+0.65%
+$31,306.44 
SCHX Schwab U.S. Large-Cap ETF
+0.65%
+$8,473.05 
ITOT iShares Core S&P Total U.S. Stock Market ETF
+0.59%
+$10,125.23 
RYT Invesco S&P 500 Equal Weight ETF
+0.57%
+$1,699.99 
VTI VANGUARD TOTAL STOCK MKT ETF
+0.53%
+$17,337.78 
PNC The PNC Financial Services Group, Inc.
+0.47%
+$1,828.14 
IWD iShares Russell 1000 Value ETF
+0.44%
+$1,252.08 
AVGO Broadcom Inc.
+0.37%
+$928.8 
PG Procter & Gamble Co
+0.37%
+$2,634.63 
BRK-B Berkshire Hathaway Inc.
+0.36%
+$6,647.64 
AMP Ameriprise Financial, Inc.
+0.25%
+$1,010.17 
BRK-A Berkshire Hathaway Inc.
+0.21%
+$3,219.98 
VOT Vanguard Mid-Cap Growth ETF
+0.21%
+$33,559.98 
DEM WisdomTree Emerging Markets High Dividend Fund
+0.19%
+$379.3 
SCHD Schwab U.S. Dividend Equity ETF
+0.18%
+$1,260 
IJS iShares S&P Small-Cap 600 Value ETF
+0.09%
+$4,696.23 
ABT Abbott Laboratories
+0.09%
+$551.97 
AAPL Apple Inc.
-7.35%
-$107,397.6 
ABBV AbbVie Inc.
-2.51%
-$37,280.14 
BA Boeing Company
-2.15%
-$25,570.67 
TWI Titan International Inc.
-1.9%
-$2,812.88 
EFG iShares MSCI EAFE Growth ETF
-0.76%
-$16,853.46 
CVS CVS Health Corporation
-0.75%
-$3,381.2 
IEFA iShares Core MSCI EAFE ETF
-0.64%
-$41,470.38 
PM Philip Morris International Inc.
-0.61%
-$1,466.73 
SCHF Schwab International Equity ETF
-0.58%
-$1,256.64 
VNQ Vanguard Real Estate ETF
-0.54%
-$15,094.62 
EFV iShares MSCI EAFE Value ETF
-0.53%
-$11,183.01 
DFIV Dimensional International Value ETF
-0.47%
-$2,005.56 
PEP PepsiCo, Inc.
-0.46%
-$3,987.2 
AXP American Express Company
-0.38%
-$4,677.37 
DSTL Distillate U.S. Fundamental Stability & Value ETF
-0.37%
-$1,089.84 
CSRE Cohen & Steers Real Estate Active ETF
-0.34%
-$2,748.8 
IWP iShares Russell Mid-Cap Growth ETF
-0.32%
-$763.41 
VBK Vanguard Small-Cap Growth ETF
-0.27%
-$20,585.22 
VTV Vanguard Value ETF
-0.27%
-$77,450.94 
SCHM Schwab U.S. Mid-Cap ETF
-0.26%
-$728.64 
IJJ iShares S&P Mid-Cap 400 Value ETF
-0.26%
-$583.3 
VOE Vanguard Mid-Cap Value ETF
-0.23%
-$41,870.01 
VB Vanguard Small-Cap ETF
-0.22%
-$1,863.12 
DFAX Dimensional World ex U.S. Core Equity 2 ETF
-0.22%
-$802.8 
XLK State Street Technology Select Sector SPDR ETF
-0.22%
-$525.91 
IJT iShares S&P Small-Cap 600 Growth ETF
-0.21%
-$17,728.52 
VBR VANGUARD SMALL-CAP VALUE ETF
-0.2%
-$22,569.12 
IVE ISHARES S&P 500 VALUE ETF
-0.19%
-$1,026.88 
PYLD PIMCO Multisector Bond Active ETF
-0.19%
-$384 
DFAT Dimensional US Targeted Value ETF
-0.15%
-$873.29 
TPR Tapestry Inc.
-0.14%
-$1,236.69 
IJH iShares Core S&P Mid-Cap ETF
-0.11%
-$327.6 
IJK iShares S&P Mid-Cap 400 Growth ETF
-0.07%
-$259.84 
VO Vanguard Mid-Cap ETF
-0.05%
-$624.08 Events
Loading...
Dividends
Dividend Analysis
Loading...
No Data
| Trades 1615 | Longs Won 901/1615 55% | Profit Factor 20.99 |
| Profitability | Shorts Won 0/0 0% | Standard Deviation $258,937.46 |
| Average Win $79,623.56 | Best Trade (Aug 10) $5.82M | Sharpe Ratio -18.32 |
| Average Loss -$4,786.99 | Worst Trade (Jun 29) -$221,371.47 | Z-Score -0.61 (46.09%) |
| Commissions $0 | Avg. Trade Length 8m 3d | Expectancy $42,305.21 |
| Loss Size | 100% | 90% | 80% | 70% | 60% | 50% | 40% | 30% | 20% | 10% |
| Probability of Loss | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% |
| Consecutive Losing Trades | 38,462 | 34,615 | 30,769 | 26,923 | 23,077 | 19,231 | 15,385 | 11,538 | 7,692 | 3,846 |
Hover over the desired column for a detailed explanation.
Returns
Overall, MonthlyNo Data
Option values are updated at end of day.
No Data
No Data
Option values are updated at end of day.
No Data
No Data
No Data
No Data
FAQ
Which stocks have generated the highest profits for Kelly Richert?
The largest contributions to the portfolio's profits come from the following stocks: Vanguard Growth ETF - $4.01M, Vanguard Mid-Cap Growth ETF - $3.44M, Vanguard Value ETF - $3.15M, iShares Russell 1000 Growth ETF - $2.15M, and Vanguard Mid-Cap Value ETF - $2.07M. These positions have been the main drivers of growth and have significantly impacted the investor's overall performance.
Which stocks have generated the largest losses for this investor?
The largest losses in the portfolio are associated with the following stocks: Microsoft Corp - $277,072.01, Merck & Co., Inc - $203,304.02, UnitedHealth Group Incorporated - $178,187.91, Vulcan Materials Company - $149,823.17, and Accenture plc Class A - $106,587.9. These positions have had the most negative impact on overall performance and highlight the weaker areas of the portfolio.
What dividends does Kelly Richert's portfolio generate?
The portfolio generates substantial dividend income, with a total of $8.31M earned over time. The largest contributors to dividend income include Vanguard Value ETF - $1.29M, Vanguard Mid-Cap Value ETF - $825,707.03, iShares Core MSCI EAFE ETF - $521,167.36, VANGUARD SMALL-CAP VALUE ETF - $475,511.85, and WisdomTree Emerging Markets High Dividend Fund - $356,709.32. This indicates that dividends play a meaningful role in the investor's overall strategy.
How stable are Kelly Richert's monthly returns?
Kelly Richert's monthly returns appear quite volatile. The gap between stronger and weaker months is meaningful, which suggests that the strategy can experience noticeable swings over relatively short periods. For users assessing this profile, that usually means returns may be attractive over time, but the path can be uneven and harder to tolerate during weaker periods.
Can Kelly Richert's strategy be considered aggressive or moderate?
Kelly Richert's strategy can be described as moderate. It balances growth potential with risk management, showing a willingness to accept some volatility while still maintaining a relatively structured and diversified approach.
Should beginners follow Kelly Richert's strategy?
Kelly Richert's strategy is probably not ideal for beginners. The combination of risk, volatility, or portfolio complexity may make it harder to follow and understand without prior experience. Users who are new to investing may find it challenging to replicate or tolerate the performance swings.
