Northstar Financial Companies Inc. Portfolio
Invests via Northstar Financial Companies Inc. | Managed by Steven B. Girard, Julia Randall, Alex Bastron, Thomas Tuskey, Lynne Nahigyan
Invests via Northstar Financial Companies Inc.
Managed by Steven B. Girard, Julia Randall, Alex Bastron, Thomas Tuskey, Lynne Nahigyan
Automatically Tracked
Company Profile
A regional specialty finance and mortgage services provider, Northstar Financial Companies Inc. operates mortgage origination, servicing and consumer lending platforms targeting residential and small-balance commercial loans. The company competes on capital-efficient lending, servicing scale and credit underwriting across primary and secondary markets.
Relevant to investors for securitization activity, servicing fee income and interest-rate sensitivity, it sits at the intersection of mortgage finance and asset management.
A regional specialty finance and mortgage services provider, Northstar Financial Companies Inc. operates mortgage origination, servicing and consumer lending platforms targeting residential and small-balance commercial loans. The company competes on capital-efficient lending, servicing scale and credit underwriting across primary and secondary markets.
Relevant to investors for securitization activity, servicing fee income and interest-rate sensitivity, it sits at the intersection of mortgage finance and asset management.
Investment Philosophy & Strategy
Focuses on capital-efficient mortgage finance and servicing as the core investment thesis, allocating capital to originations, servicing rights and consumer lending where scale drives margin. Prioritizes predictable fee-income streams from servicing and securitization economics while managing interest-rate and prepayment risk through portfolio structuring and hedging. Underwrites with a bias toward small-balance residential and specialty commercial loans that balance yield and credit control, using vertical integration to lower costs and capture spread. Growth strategy emphasizes selective loan book expansion, securitization funding, and opportunistic asset purchases to enhance return on equity.
Focuses on capital-efficient mortgage finance and servicing as the core investment thesis, allocating capital to originations, servicing rights and consumer lending where scale drives margin. Prioritizes predictable fee-income streams from servicing and securitization economics while managing interest-rate and prepayment risk through portfolio structuring and hedging. Underwrites with a bias toward small-balance residential and specialty commercial loans that balance yield and credit control, using vertical integration to lower costs and capture spread. Growth strategy emphasizes selective loan book expansion, securitization funding, and opportunistic asset purchases to enhance return on equity.
Disclaimer: This Portfolio is derived from and computed based on publicly available data from SEC filings.
Gain and growth charts are calculated per selected timeframe:
31.18%
Gain -0.01%
Monthly
1.37%
Yearly
17.7%
Drawdown
14.67%
$152.54M
Equity
Holdings
$152.54M
Investment
$126.36M
$30.55M
Profit +$3,944.69
Realized
$4.37M
Unrealized
$26.18M
Dividends
$3.11M
Goals
Avg. 75.5% completed goals
Yearly
Gain > 5% 2026
Yearly
Gain < 20% 2026
Today
Compared To Yesterday
Gain
-0.01%
Profit
$3,944.69
Win %
68%
This Week
Compared To Last Week
Gain
0.003%
Profit
$3,944.69
Win %
68%
This Month
Compared to last month
Gain
1.96%
Profit
$2.94M
Win %
68%
This Year
Compared to last year
Gain
2.56%
Profit
$3.8M
Win %
71%
PH Parker-Hannifin Corporation
+7.31%
+$26,535.59 
AMD Advanced Micro Devices, Inc.
+2.21%
+$7,526.05 
QCOM QUALCOMM Incorporated
+1.82%
+$12,872.86 
ETN Eaton Corporation plc
+1.76%
+$11,969.13 
AVGO Broadcom Inc.
+1.54%
+$9,898.28 
CVX Chevron Corporation
+1.12%
+$41,185.54 
XMMO Invesco S&P MidCap Momentum ETF
+1.01%
+$5,280.77 
META Meta Platforms Inc Class A
+0.9%
+$9,439.26 
COST Costco Wholesale Corporation
+0.62%
+$9,270.5 
AAPL Apple Inc.
+0.45%
+$25,565.94 
VZ Verizon Communications Inc.
+0.45%
+$15,984.99 
GOOG Alphabet Inc
+0.43%
+$12,310.1 
V Visa Inc. Class A
+0.28%
+$27,979.08 
PEP PepsiCo, Inc.
+0.23%
+$2,797.85 
MRSH Marsh & McLennan Companies, Inc.
+0.15%
+$500.36 
SCHD Schwab U.S. Dividend Equity ETF
+0.12%
+$1,157.76 
MA Mastercard Incorporated
+0.11%
+$1,135.21 
VYM Vanguard High Dividend Yield ETF
+0.1%
+$1,434.63 
ED Consolidated Edison, Inc.
+0.08%
+$800.82 
VCSH Vanguard Short-Term Corporate Bond ETF
+0.04%
+$436.74 
ADP Automatic Data Processing Inc.
0%
$0 
AEP American Electric Power Company, Inc.
0%
$0 
AFL Aflac Inc.
0%
$0 
ARM Arm Holdings plc American Depositary Receipt
0%
$0 
AZN AstraZeneca PLC American Depositary Shares
0%
$0 
BP BP p.l.c. Sponsored ADR
0%
$0 
CARR Carrier Global Corporation
0%
$0 
CAT Caterpillar Inc.
0%
$0 
CMI Cummins Inc.
0%
$0 
CSCO Cisco Systems, Inc.
0%
$0 
DUK Duke Energy Corporation
0%
$0 
EMR Emerson Electric Co.
0%
$0 
F Ford Motor Company
0%
$0 
GS The Goldman Sachs Group, Inc.
0%
$0 
GSK GSK plc Sponsored ADR
0%
$0 
HD The Home Depot, Inc.
0%
$0 
LLY Eli Lilly and Company
0%
$0 
LRCX Lam Research Corporation
0%
$0 
MO Altria Group, Inc.
0%
$0 
MSFT Microsoft Corp.
0%
$0 
ORCL Oracle Corporation
0%
$0 
PG Procter & Gamble Co
0%
$0 
RTX RTX Corporation
0%
$0 
SBUX Starbucks Corporation
0%
$0 
T AT&T Inc.
0%
$0 
UBER Uber Technologies, Inc.
0%
$0 
UPS United Parcel Service, Inc.
0%
$0 
URI United Rentals, Inc.
0%
$0 
WFC Wells Fargo & Company
0%
$0 
XOM Exxon Mobil Corporation
0%
$0 
AGG iShares Core U.S. Aggregate Bond ETF
0%
$0 
EFA iShares MSCI EAFE ETF
0%
$0 
IWB iShares Russell 1000 ETF
0%
$0 
IWM iShares Russell 2000 ETF
0%
$0 
IWO iShares Russell 2000 Growth ETF
0%
$0 
PPA INVESCO AEROSPACE & DEFENSE ETF (P3WR)
0%
$0 
QQQ Invesco QQQ Trust, Series 1
0%
$0 
VEU Vanguard FTSE All-World ex-US ETF
0%
$0 
XLU Utilities Select Sector SPDR Fund
0%
$0 
WSBK Winchester Bancorp Inc.
0%
$0 
BRK-B Berkshire Hathaway Inc.
0%
$0 
PIM Putnam Master Intermediate Income Trust
0%
$0 
BNY BlackRock New York Municipal Income Trust
0%
$0 
XHB SPDR S&P Homebuilders ETF
-6.48%
-$66,255.85 
IAU iShares Gold Trust
-4.61%
-$130,849.76 
IWF iShares Russell 1000 Growth ETF
-4.5%
-$65,486.49 
VOOG Vanguard S&P 500 Growth ETF
-4.23%
-$250,273.26 
KHC The Kraft Heinz Company
-3.17%
-$18,053.06 
SMMD iShares Russell 2500 ETF
-3%
-$7,534.81 
MU Micron Technology, Inc.
-2.6%
-$88,067.2 
VEA VANGUARD FTSE DEVELOPED MARKETS ETF
-2.39%
-$111,095.41 
SCHF Schwab International Equity ETF
-2.17%
-$4,681.15 
XLY Consumer Discretionary Select Sector SPDR Fund
-2.15%
-$6,295.96 
VIG Vanguard Dividend Appreciation ETF
-2.13%
-$5,152.69 
GE General Electric Company
-1.75%
-$6,683.34 
GEV GE Vernova Inc.
-1.74%
-$5,403.97 
SEIC SEI Investments Company
-1.7%
-$6,634.06 
MMT MFS Multimarket Income Trust
-1.6%
-$3,232.32 
PFE Pfizer Inc.
-1.55%
-$7,053.6 
NEE NextEra Energy, Inc.
-1.5%
-$32,486.07 
IBM International Business Machines Corporation
-1.35%
-$8,159.88 
GOOGL Alphabet Inc
-1.29%
-$17,507.84 
CRWD CrowdStrike Holdings, Inc.
-1.18%
-$4,623.84 
JNJ Johnson & Johnson
-1.03%
-$31,739.24 
ABBV AbbVie Inc.
-0.97%
-$6,736.8 
JPM JPMorgan Chase & Co.
-0.82%
-$19,512.71 
IAK iShares U.S. Insurance ETF
-0.68%
-$17,251 
XSMO Invesco S&P SmallCap Momentum ETF
-0.68%
-$2,195.4 
TSLA Tesla, Inc.
-0.63%
-$1,793.75 
XLI Industrial Select Sector SPDR Fund
-0.57%
-$2,233.44 
BTZ BlackRock Credit Allocation Income Trust
-0.5%
-$650.2 
VB Vanguard Small-Cap ETF
-0.37%
-$11,221.15 
ETR Entergy Corporation
-0.35%
-$705.59 
BND Vanguard Total Bond Market Index Fund
-0.32%
-$796.03 
KO The Coca-Cola Company
-0.31%
-$1,411.29 
CL Colgate-Palmolive Company
-0.3%
-$1,019.2 
LHX L3Harris Technologies, Inc.
-0.29%
-$963.51 
VCIT Vanguard Intermediate-Term Corporate Bond Fund
-0.28%
-$1,312.61 
IUSB iShares Core Universal USD Bond ETF
-0.26%
-$4,315.2 
SCHZ Schwab U.S. Aggregate Bond ETF
-0.26%
-$706.38 
CEG Constellation Energy Corporation
-0.24%
-$2,707.71 
SCHB Schwab U.S. Broad Market ETF
-0.23%
-$1,398.25 
KXI iShares Global Consumer Staples ETF
-0.23%
-$4,226.4 
XLP Consumer Staples Select Sector SPDR Fund
-0.23%
-$835.38 
SO The Southern Company
-0.21%
-$1,710.58 
ESGU iShares ESG Aware MSCI USA ETF
-0.18%
-$706.16 
SPY SPDR S&P 500 ETF Trust
-0.16%
-$448.94 
IVV iShares Core S&P 500 ETF
-0.16%
-$498.15 
MUB iShares National Muni Bond ETF
-0.15%
-$1,100 
AMZN Amazon.com Inc
-0.14%
-$5,523.82 
PM Philip Morris International Inc.
-0.14%
-$409.67 
ITOT iShares Core S&P Total U.S. Stock Market ETF
-0.14%
-$2,115.54 
NVDA NVIDIA Corporation
-0.1%
-$2,778.63 
VUG Vanguard Growth ETF
-0.08%
-$236.46 
BIV Vanguard Intermediate-Term Bond ETF (likely mapping for ticker 0V1L)
-0.04%
-$524.16 
UNP Union Pacific Corporation
-0.03%
-$126.66 
JPST JPMorgan Ultra-Short Income ETF
-0.02%
-$720.39 Events
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Dividends
Dividend Analysis
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| Trades 687 | Longs Won 473/687 68% | Profit Factor 9.62 |
| Profitability | Shorts Won 0/0 0% | Standard Deviation $200,148.77 |
| Average Win $72,074.56 | Best Trade (Aug 14) $3.45M | Sharpe Ratio -11.06 |
| Average Loss -$16,554.59 | Worst Trade (Mar 31) -$457,209.16 | Z-Score 4.44 (100%) |
| Commissions $0 | Avg. Trade Length 9m 1w 3d | Expectancy $44,466.65 |
| Loss Size | 100% | 90% | 80% | 70% | 60% | 50% | 40% | 30% | 20% | 10% |
| Probability of Loss | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% |
| Consecutive Losing Trades | 9,174 | 8,257 | 7,339 | 6,422 | 5,505 | 4,587 | 3,670 | 2,752 | 1,835 | 917 |
Hover over the desired column for a detailed explanation.
Returns
Overall, Monthly| Symbol | Quantity | Cost | Value | Comm. | Profit ($) | Gain (%) | Change |
|---|---|---|---|---|---|---|---|
| AAPL Apple Inc. | 18,132 | $4.55M | $5.66M | - | $1.12M | 24.58% | +0.453% |
| ABBV AbbVie Inc. | 2,807 | $502,403.02 | $684,346.6 | - | $181,943.58 | 36.21% | -0.975% |
| ADP Automatic Data Processing Inc. | 1,600 | $469,417.58 | $432,143.99 | - | -$37,273.59 | -7.94% | 0.0 |
| AEP American Electric Power Company, Inc. | 17,345 | $2.17M | $2.19M | - | $24,235.29 | 1.12% | 0.0 |
| AFL Aflac Inc. | 8,081 | $874,268.9 | $1.01M | - | $140,381.46 | 16.06% | 0.0 |
| AGG iShares Core U.S. Aggregate Bond ETF | 2,610 | $252,997.34 | $255,023.1 | - | $2,025.76 | 0.8% | 0.0 |
| AMD Advanced Micro Devices, Inc. | 708 | $411,284 | $348,817.44 | - | -$62,466.56 | -15.19% | +2.205% |
| AMZN Amazon.com Inc | 14,164 | $3.12M | $3.86M | - | $738,678.09 | 23.69% | -0.143% |
| ARM Arm Holdings plc American Depositary Receipt | 654 | $231,889 | $179,575.31 | - | -$52,313.69 | -22.56% | 0.0 |
| AVGO Broadcom Inc. | 1,537 | $523,857.4 | $652,794.64 | - | $128,937.24 | 24.61% | +1.54% |
| AZN AstraZeneca PLC American Depositary Shares | 1,652 | $325,807.29 | $266,798 | - | -$59,009.29 | -18.11% | 0.0 |
| BIV Vanguard Intermediate-Term Bond ETF (likely mapping for ticker 0V1L) | 17,472 | $1.36M | $1.32M | - | -$34,612.76 | -2.55% | -0.04% |
| BND Vanguard Total Bond Market Index Fund | 3,461 | $254,868 | $249,988.03 | - | -$4,879.97 | -1.91% | -0.317% |
| BNY BlackRock New York Municipal Income Trust | 1,460 | $211,068 | $231,760.41 | - | $20,692.41 | 9.8% | 0.0 |
| BP BP p.l.c. Sponsored ADR | 13,141 | $419,159.77 | $541,540.61 | - | $122,380.84 | 29.2% | 0.0 |
| BRK-B Berkshire Hathaway Inc. | 3,186 | $1.5M | $1.65M | - | $151,979.11 | 10.12% | 0.0 |
| BTZ BlackRock Credit Allocation Income Trust | 13,004 | $131,336 | $129,649.88 | - | -$1,686.12 | -1.28% | -0.499% |
| CARR Carrier Global Corporation | 4,621 | $315,967.21 | $302,352.03 | - | -$13,615.18 | -4.31% | 0.0 |
| CAT Caterpillar Inc. | 1,215 | $446,155.69 | $1.06M | - | $612,206.53 | 137.22% | 0.0 |
| CEG Constellation Energy Corporation | 4,198 | $1.31M | $1.11M | - | -$203,904.91 | -15.52% | -0.243% |
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Option values are updated at end of day.
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FAQ
Which stocks have generated the highest profits for Northstar Financial Companies Inc.?
The largest contributions to the portfolio's profits come from the following stocks: Micron Technology, Inc - $1.15M, BP p.l.c. Sponsored ADR - $413,155.23, Visa Inc. Class A - $294,685.01, Royal Gold Inc - $292,202.35, and RTX Corporation - $281,369.77. These positions have been the main drivers of growth and have significantly impacted the investor's overall performance.
Which stocks have generated the largest losses for this investor?
The largest losses in the portfolio are associated with the following stocks: Apple Inc - $420,099.81, Amazon.com Inc - $230,478.39, ONEOK, Inc - $105,439.39, Fractyl Health Inc - $59,160, and Bristol-Myers Squibb Company - $47,745.19. These positions have had the most negative impact on overall performance and highlight the weaker areas of the portfolio.
What dividends does Northstar Financial Companies Inc.'s portfolio generate?
The portfolio generates substantial dividend income, with a total of $3.11M earned over time. The largest contributors to dividend income include Verizon Communications Inc - $263,064.43, iShares Russell 1000 ETF - $193,801.31, VANGUARD FTSE DEVELOPED MARKETS ETF - $171,465.07, Chevron Corporation - $140,101.32, and Visa Inc. Class A - $111,029.28. This indicates that dividends play a meaningful role in the investor's overall strategy.
How stable are Northstar Financial Companies Inc.'s monthly returns?
Northstar Financial Companies Inc.'s monthly returns look fairly stable overall, although some fluctuations are still visible. The performance pattern suggests a strategy that remains reasonably controlled from month to month, even if it is not completely smooth. This may appeal to users looking for a balance between steadier results and meaningful upside potential.
Can Northstar Financial Companies Inc.'s strategy be considered aggressive or moderate?
Northstar Financial Companies Inc.'s strategy leans toward a moderately conservative profile. While there is still some exposure to market fluctuations, the overall structure and risk levels suggest a focus on maintaining stability rather than pursuing aggressive growth.
Should beginners follow Northstar Financial Companies Inc.'s strategy?
Northstar Financial Companies Inc.'s strategy may be suitable for beginners, but with some caution. While the overall approach is not overly complex, it still involves a certain level of risk and variability. Beginners should be prepared for occasional fluctuations and ensure they understand the strategy before trying to follow it.
