Peak Retirement Planning Inc. Portfolio
Invests via Peak Retirement Planning Inc. | Managed by Joseph F. Schmitz Jr.
Invests via Peak Retirement Planning Inc.
Managed by Joseph F. Schmitz Jr.
Automatically Tracked
Company Profile
Provides retirement-planning services and wealth-management solutions for individual and employer-sponsored clients, focusing on income planning, retirement income products and fiduciary advisory services. Peak Retirement Planning Inc. positions itself as a boutique advisor for pre-retiree and retiree segments, integrating financial planning, tax-aware distribution strategies and model-based portfolio management to support asset preservation and decumulation objectives.
Provides retirement-planning services and wealth-management solutions for individual and employer-sponsored clients, focusing on income planning, retirement income products and fiduciary advisory services. Peak Retirement Planning Inc. positions itself as a boutique advisor for pre-retiree and retiree segments, integrating financial planning, tax-aware distribution strategies and model-based portfolio management to support asset preservation and decumulation objectives.
Investment Philosophy & Strategy
A boutique retirement advisor that prioritizes income sustainability and capital preservation, aligning portfolios to clients' decumulation timelines and income liabilities. Emphasizes tax-aware distribution strategies, liability-aware asset allocation, diversified low-cost model portfolios, and scaled use of annuities and fixed-income solutions to hedge longevity and sequence-of-returns risk. Investment decisions are fiduciary-driven, risk-budgeted with glidepaths that shift from growth to income as retirement approaches.
A boutique retirement advisor that prioritizes income sustainability and capital preservation, aligning portfolios to clients' decumulation timelines and income liabilities. Emphasizes tax-aware distribution strategies, liability-aware asset allocation, diversified low-cost model portfolios, and scaled use of annuities and fixed-income solutions to hedge longevity and sequence-of-returns risk. Investment decisions are fiduciary-driven, risk-budgeted with glidepaths that shift from growth to income as retirement approaches.
Disclaimer: This Portfolio is derived from and computed based on publicly available data from SEC filings.
Gain and growth charts are calculated per selected timeframe:
34.29%
Gain -0.2%
Monthly
1.48%
Yearly
19.33%
Drawdown
15.13%
$647.55M
Equity
Holdings
$647.55M
Investment
$583.54M
$79.62M
Profit -$465,131.84
Realized
$15.6M
Unrealized
$64.02M
Dividends
$10.15M
Goals
Avg. 77% completed goals
Yearly
Gain > 5% 2026
Yearly
Gain < 20% 2026
Today
Compared To Yesterday
Gain
-0.2%
Profit
-$465,131.84
Win %
68%
This Week
Compared To Last Week
Gain
-0.08%
Profit
-$541,863.79
Win %
68%
This Month
Compared to last month
Gain
-0.07%
Profit
-$465,131.84
Win %
68%
This Year
Compared to last year
Gain
2.7%
Profit
$17.03M
Win %
66%
MRK Merck & Co., Inc.
+1.82%
+$68,440.32 
ACN Accenture plc Class A
+1.44%
+$44,262.35 
PODD Insulet Corporation
+1.19%
+$52,604.16 
NOC Northrop Grumman Corporation
+1.1%
+$2,467.2 
GLD SPDR Gold Shares
+1.02%
+$4,167.68 
GIS General Mills, Inc.
+1%
+$35,423.43 
PAYX Paychex Inc.
+0.95%
+$35,310.33 
GOOGL Alphabet Inc
+0.91%
+$63,276.42 
ABT Abbott Laboratories
+0.75%
+$3,632.85 
WMT Walmart Inc.
+0.72%
+$2,539.35 
TSLA Tesla, Inc.
+0.7%
+$6,812.63 
JPM JPMorgan Chase & Co.
+0.64%
+$23,453.74 
HIMS Hims & Hers Health, Inc.
+0.57%
+$1,368.36 
COST Costco Wholesale Corporation
+0.52%
+$1,267.01 
RTX RTX Corporation
+0.49%
+$1,384.3 
FIRY Firy Inc.
+0.38%
+$467.6 
NFG National Fuel Gas Company
+0.11%
+$455.67 
USD ProShares Ultra Semiconductors
+0.07%
+$188.51 
MRAM Everspin Technologies Inc.
+0.06%
+$100 
UHS Universal Health Services, Inc.
+0.06%
+$3,129.01 
AXSM Axsome Therapeutics, Inc.
+0.06%
+$193.3 
RL Ralph Lauren Corporation
+0.05%
+$2,608.71 
VBK Vanguard Small-Cap Growth ETF
+0.05%
+$8,138.55 
XLF Financial Select Sector SPDR Fund
+0.04%
+$154.14 
VDE Vanguard Energy ETF
+0.03%
+$86.4 
AMAT Applied Materials, Inc.
+0.03%
+$57.27 
AMD Advanced Micro Devices, Inc.
+0.03%
+$1,220.84 
IEMG iShares Core MSCI Emerging Markets ETF
+0.03%
+$66.19 
PGR Progressive Corporation
+0.02%
+$629.52 
DGRO iShares Core Dividend Growth ETF
+0.02%
+$49.48 
SMH VanEck Semiconductor ETF
+0.02%
+$33.95 
SLV iShares Silver Trust
+0.02%
+$73.95 
VWO Vanguard FTSE Emerging Markets ETF
+0.02%
+$3,173.85 
AEP American Electric Power Company, Inc.
+0.02%
+$222.24 
VEA VANGUARD FTSE DEVELOPED MARKETS ETF
+0.01%
+$4,030.62 
VV Vanguard Large-Cap Index Fund ETF Shares
+0.01%
+$82.74 
UTHR United Therapeutics Corporation
+0.01%
+$586.73 
DUK Duke Energy Corporation
+0.01%
+$23.75 
FNDE Schwab Fundamental Emerging Markets Large Company Index ETF
+0.01%
+$24 
GLDM SPDR Gold MiniShares Trust
+0.01%
+$315.98 
SO The Southern Company
+0.01%
+$37.83 
XLRE The Real Estate Select Sector SPDR Fund
+0.01%
+$1,933.83 
ZM Zoom Video Communications, Inc.
+0.01%
+$429.13 
VNQ Vanguard Real Estate ETF
+0.01%
+$715.25 
IVV iShares Core S&P 500 ETF
+0.01%
+$87.3 
IJR iShares Core S&P Small-Cap ETF
+0.01%
+$14.07 
VTV Vanguard Value ETF
+0.01%
+$937.18 
IJH iShares Core S&P Mid-Cap ETF
+0.01%
+$13.73 
CAT Caterpillar Inc.
+0.01%
+$24.55 
SGOV iShares 0-3 Month Treasury Bond ETF
+0.01%
+$3,269.05 
VOE Vanguard Mid-Cap Value ETF
+0.01%
+$574.74 
APP AppLovin Corporation Class A Common Stock
0%
+$81.84 
MCD McDonald's Corporation
0%
+$4.78 
CBOE Cboe Global Markets Inc.
0%
$0 
CHWY Chewy Inc.
0%
$0 
CMCSA Comcast Corp
0%
$0 
EXEL Exelixis Inc.
0%
$0 
HALO Halozyme Therapeutics Inc.
0%
$0 
INTC Intel Corporation
0%
$0 
KMB Kimberly-Clark Corporation
0%
$0 
MPWR Monolithic Power Systems, Inc.
0%
$0 
NEE NextEra Energy, Inc.
0%
$0 
TSMWF Taiwan Semiconductor Manufacturing Company Limited
0%
$0 
TXN Texas Instruments Inc
0%
$0 
UBSI United Bankshares, Inc.
0%
$0 
VICI Vici Properties Inc.
0%
$0 
BND Vanguard Total Bond Market Index Fund
0%
$0 
BNDX Vanguard Total International Bond ETF
0%
$0 
BSCQ Invesco BulletShares 2026 Corporate Bond ETF
0%
$0 
DFAU Dimensional US Core Equity Market ETF
0%
$0 
FLOT iShares Floating Rate Bond ETF
0%
$0 
ICSH iShares Short Treasury Bond ETF
0%
$0 
IEFA iShares Core MSCI EAFE ETF
0%
$0 
IUSG iShares Core S&P U.S. Growth ETF
0%
$0 
IUSV iShares Core S&P U.S. Value ETF
0%
$0 
PFF iShares Preferred and Income Securities ETF
0%
$0 
RSP Invesco S&P 500 Equal Weight ETF
0%
$0 
SHYG iShares 0-5 Year High Yield Corporate Bond ETF
0%
$0 
SPYV SPDR Portfolio S&P 500 Value ETF
0%
$0 
SUSL iShares ESG MSCI USA Leaders ETF
0%
$0 
USHY iShares Broad USD High Yield Corporate Bond ETF
0%
$0 
VCIT Vanguard Intermediate-Term Corporate Bond Fund
0%
$0 
VGLT Vanguard Long-Term Treasury Fund
0%
$0 
VO Vanguard Mid-Cap ETF
0%
$0 
VGIT Vanguard Intermediate-Term Treasury Fund
0%
$0 
VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund
0%
$0 
VTI VANGUARD TOTAL STOCK MKT ETF
0%
$0 
VTEB Vanguard Tax-Exempt Bond ETF
0%
$0 
XLP Consumer Staples Select Sector SPDR Fund
0%
$0 
XLC Communication Services Select Sector SPDR Fund
0%
$0 
XLK State Street Technology Select Sector SPDR ETF
0%
$0 
XJH iShares ESG Screened S&P Mid-Cap ETF
0%
$0 
XVV iShares ESG Screened S&P 500
0%
-$0.69 
NOSIX Northern Stock Index Fund
0%
$0 
SPYM State Street SPDR Portfolio S&P 500 ETF
0%
$0 
BRK-B Berkshire Hathaway Inc.
0%
$0 
NKX Nuveen California AMT-Free Quality Municipal Income Fund
0%
$0 
NVDA NVIDIA Corporation
-2.86%
-$347,832.78 
KLAC KLA Corporation
-2.71%
-$3,442.17 
AOS A. O. Smith Corporation
-2.45%
-$85,652.92 
LOW Lowe's Companies Inc.
-2%
-$5,212.03 
PM Philip Morris International Inc.
-1.88%
-$3,966.28 
AAPL Apple Inc.
-1.62%
-$92,877.33 
LRCX Lam Research Corporation
-1.59%
-$6,642.91 
KHC The Kraft Heinz Company
-1.54%
-$54,251.73 
FLEX Flex Ltd.
-1.36%
-$51,465.15 
SNA Snap-on Inc.
-1.26%
-$44,995.97 
VGT Vanguard Information Technology ETF
-0.99%
-$11,539.2 
FTEC Fidelity MSCI Information Technology Index ETF
-0.98%
-$1,926.6 
PEP PepsiCo, Inc.
-0.93%
-$30,484.08 
THC Tenet Healthcare Corporation
-0.84%
-$61,135.8 
MTG MGIC Investment Corporation
-0.69%
-$4,152.12 
AXP American Express Company
-0.6%
-$2,250.9 
VXUS Vanguard Total International Stock Index Fund Investor Shares
-0.44%
-$2,263.28 
IBM International Business Machines Corporation
-0.41%
-$1,365.76 
KO The Coca-Cola Company
-0.21%
-$727.21 
IGSB iShares 1-5 Year Investment Grade Corporate Bond ETF
-0.17%
-$562.5 
PRK Park National Corporation
-0.14%
-$550.46 
MMSI Merit Medical Systems, Inc.
-0.08%
-$5,180.63 
XOM Exxon Mobil Corporation
-0.06%
-$1,229.65 
ABBV AbbVie Inc.
-0.06%
-$337.93 
AVGO Broadcom Inc.
-0.06%
-$3,145.51 
ORCL Oracle Corporation
-0.05%
-$216.65 
FNDF Schwab Fundamental International Large Company Index ETF
-0.05%
-$108.39 
LLY Eli Lilly and Company
-0.05%
-$3,185.3 
NBIX Neurocrine Biosciences Inc.
-0.05%
-$2,378.72 
META Meta Platforms Inc Class A
-0.05%
-$2,447.09 
RYT Invesco S&P 500 Equal Weight ETF
-0.05%
-$95.01 
VB Vanguard Small-Cap ETF
-0.05%
-$4,933.95 
ELAN Elanco Animal Health Incorporated
-0.04%
-$1,918.97 
TOST Toast Inc.
-0.04%
-$2,605.17 
XLY Consumer Discretionary Select Sector SPDR Fund
-0.04%
-$7,311.95 
AVY Avery Dennison Corporation
-0.04%
-$1,402.11 
GS The Goldman Sachs Group, Inc.
-0.04%
-$110.89 
MO Altria Group, Inc.
-0.04%
-$1,187.67 
MA Mastercard Incorporated
-0.04%
-$89 
VBR VANGUARD SMALL-CAP VALUE ETF
-0.04%
-$5,084.88 
XLE Energy Select Sector SPDR Fund
-0.04%
-$6,590.06 
ITW Illinois Tool Works Inc.
-0.03%
-$1,299.8 
IWV ISHARES RUSSELL 3000 ETF
-0.03%
-$68.26 
SPY SPDR S&P 500 ETF Trust
-0.03%
-$278.08 
SCHD Schwab U.S. Dividend Equity ETF
-0.03%
-$113.17 
VOT Vanguard Mid-Cap Growth ETF
-0.03%
-$1,195.65 
FDX FedEx Corporation
-0.03%
-$76.68 
MS Morgan Stanley
-0.03%
-$89.16 
V Visa Inc. Class A
-0.03%
-$1,479.25 
GILD Gilead Sciences Inc.
-0.02%
-$761.31 
GOOG Alphabet Inc
-0.02%
-$320.76 
AVUS Avantis U.S. Equity ETF
-0.02%
-$62.04 
FELC Fidelity Enhanced Large Cap Core ETF
-0.02%
-$126.54 
EOG EOG Resources, Inc.
-0.02%
-$695.34 
PANW Palo Alto Networks, Inc.
-0.02%
-$94.39 
VRT Vertiv Holdings Co
-0.02%
-$59.99 
DFAC Dimensional U.S. Core Equity 2 ETF
-0.02%
-$82.28 
XLI Industrial Select Sector SPDR Fund
-0.02%
-$119.57 
DECK Deckers Outdoor Corporation
-0.02%
-$39.1 
VZ Verizon Communications Inc.
-0.02%
-$699.69 
CSX CSX Corporation
-0.02%
-$61.8 
MSFT Microsoft Corp.
-0.02%
-$1,668.07 
GEV GE Vernova Inc.
-0.02%
-$217.41 
UPS United Parcel Service, Inc.
-0.02%
-$62.1 
TROW T. Rowe Price Group, Inc.
-0.02%
-$618.57 
MGV Vanguard Mega Cap Value ETF
-0.02%
-$40.83 
CF CF Industries Holdings, Inc.
-0.02%
-$568.72 
PG Procter & Gamble Co
-0.02%
-$677.3 
VLO Valero Energy Corporation
-0.02%
-$36.59 
WFC Wells Fargo & Company
-0.02%
-$94.69 
BAC Bank of America Corporation
-0.02%
-$45.08 
AMZN Amazon.com Inc
-0.01%
-$446.83 
VOO Vanguard S&P 500 ETF
-0.01%
-$1,800.69 
CRWD CrowdStrike Holdings, Inc.
-0.01%
-$31.8 
IVW ISHARES S&P 500 GROWTH ETF (3IS8)
-0.01%
-$68.85 
VIG Vanguard Dividend Appreciation ETF
-0.01%
-$363.03 
CL Colgate-Palmolive Company
-0.01%
-$384.44 
CME CME Group Inc.
-0.01%
-$385.41 
MGK Vanguard Mega Cap Growth ETF
-0.01%
-$55.88 
VUG Vanguard Growth ETF
-0.01%
-$1,564.15 
DE Deere & Company
-0.01%
-$20.16 
CSCO Cisco Systems, Inc.
-0.01%
-$27.1 
GE General Electric Company
-0.01%
-$118.26 
HD The Home Depot, Inc.
-0.01%
-$67.56 
PCAR PACCAR Inc.
-0.01%
-$24.57 
SPYG SPDR Portfolio S&P 500 Growth ETF
-0.01%
-$20.55 
VYM Vanguard High Dividend Yield ETF
-0.01%
-$65.97 
XLV Health Care Select Sector SPDR Fund
-0.01%
-$1,159.87 
PLTR Palantir Technologies Inc.
-0.01%
-$23.74 
CVX Chevron Corporation
-0.01%
-$20.62 
UNH UnitedHealth Group Incorporated
-0.01%
-$23.39 
JNJ Johnson & Johnson
0%
-$158.91 
WM Waste Management, Inc.
0%
-$11.54 
XLB Materials Select Sector SPDR Fund
0%
-$40.67 
QQQ Invesco QQQ Trust, Series 1
0%
-$706.48 
MU Micron Technology, Inc.
0%
-$59.54 
PH Parker-Hannifin Corporation
0%
-$2.54 Events
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Dividends
Dividend Analysis
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| Trades 927 | Longs Won 599/927 64% | Profit Factor 5.03 |
| Profitability | Shorts Won 0/0 0% | Standard Deviation $343,461.52 |
| Average Win $165,883.6 | Best Trade (Sep 02) $4.74M | Sharpe Ratio -14.55 |
| Average Loss -$60,198.44 | Worst Trade (Sep 02) -$1.23M | Z-Score 9.24 (100%) |
| Commissions $0 | Avg. Trade Length 8m 3w 2d | Expectancy $85,889.09 |
| Loss Size | 100% | 90% | 80% | 70% | 60% | 50% | 40% | 30% | 20% | 10% |
| Probability of Loss | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% |
| Consecutive Losing Trades | 10,753 | 9,677 | 8,602 | 7,527 | 6,452 | 5,376 | 4,301 | 3,226 | 2,151 | 1,075 |
Hover over the desired column for a detailed explanation.
Returns
Overall, Monthly| Symbol | Quantity | Cost | Value | Comm. | Profit ($) | Gain (%) | Change |
|---|---|---|---|---|---|---|---|
| AAPL Apple Inc. | 18,319 | $4.67M | $5.65M | - | $979,137.43 | 20.98% | -1.618% |
| ABBV AbbVie Inc. | 2,253 | $434,401.71 | $553,990.17 | - | $119,588.46 | 27.53% | -0.061% |
| ABT Abbott Laboratories | 4,485 | $460,475.35 | $487,160.7 | - | $26,685.35 | 5.8% | +0.751% |
| ACN Accenture plc Class A | 17,495 | $3.51M | $3.12M | - | -$390,192.42 | -11.12% | +1.44% |
| AEP American Electric Power Company, Inc. | 11,112 | $1.23M | $1.4M | - | $164,609.53 | 13.35% | +0.016% |
| AMAT Applied Materials, Inc. | 358 | $258,511 | $193,069.4 | - | -$65,441.6 | -25.31% | +0.03% |
| AMD Advanced Micro Devices, Inc. | 10,172 | $5.91M | $4.92M | - | -$991,129.34 | -16.77% | +0.025% |
| AMZN Amazon.com Inc | 11,168 | $2.5M | $3.06M | - | $560,670.88 | 22.39% | -0.015% |
| AOS A. O. Smith Corporation | 54,556 | $3.52M | $3.4M | - | -$115,840.08 | -3.29% | -2.454% |
| APP AppLovin Corporation Class A Common Stock | 8,250 | $3.23M | $2.86M | - | -$368,123.61 | -11.4% | +0.003% |
| AVGO Broadcom Inc. | 13,384 | $3.76M | $5.72M | - | $1.96M | 52.27% | -0.055% |
| AVUS Avantis U.S. Equity ETF | 2,068 | $264,898 | $271,218.18 | - | $6,320.18 | 2.39% | -0.023% |
| AVY Avery Dennison Corporation | 20,033 | $3.48M | $3.55M | - | $70,437.13 | 2.03% | -0.04% |
| AXP American Express Company | 1,098 | $358,318.96 | $372,068.28 | - | $13,749.32 | 3.84% | -0.601% |
| AXSM Axsome Therapeutics, Inc. | 1,611 | $394,332 | $342,917.46 | - | -$51,414.54 | -13.04% | +0.056% |
| BAC Bank of America Corporation | 4,508 | $256,872 | $284,725.28 | - | $27,853.28 | 10.84% | -0.016% |
| BND Vanguard Total Bond Market Index Fund | 22,346 | $1.65M | $1.62M | - | -$27,712.23 | -1.68% | 0.0 |
| BNDX Vanguard Total International Bond ETF | 4,622 | $222,188.55 | $221,624.9 | - | -$563.65 | -0.25% | 0.0 |
| BRK-B Berkshire Hathaway Inc. | 5,284 | $2.51M | $2.76M | - | $245,836.34 | 9.79% | 0.0 |
| BSCQ Invesco BulletShares 2026 Corporate Bond ETF | 17,922 | $350,823 | $350,285.49 | - | -$537.51 | -0.15% | 0.0 |
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FAQ
Which stocks have generated the highest profits for Peak Retirement Planning Inc.?
The largest contributions to the portfolio's profits come from the following stocks: Micron Technology, Inc - $3.17M, iShares 0-3 Month Treasury Bond ETF - $2.95M, Flex Ltd - $2.77M, Materials Select Sector SPDR Fund - $1.72M, and Vanguard FTSE Emerging Markets ETF - $1.72M. These positions have been the main drivers of growth and have significantly impacted the investor's overall performance.
Which stocks have generated the largest losses for this investor?
The largest losses in the portfolio are associated with the following stocks: Abbott Laboratories - $1.04M, Charter Communications Inc - $846,008.68, Centene Corporation - $476,883.17, Pinterest, Inc. Class A - $361,098.38, and Conagra Brands Inc - $257,299.66. These positions have had the most negative impact on overall performance and highlight the weaker areas of the portfolio.
What dividends does Peak Retirement Planning Inc.'s portfolio generate?
The portfolio generates substantial dividend income, with a total of $10.15M earned over time. The largest contributors to dividend income include iShares 0-3 Month Treasury Bond ETF - $2.95M, VANGUARD FTSE DEVELOPED MARKETS ETF - $543,491.53, The Real Estate Select Sector SPDR Fund - $324,575.82, Vanguard FTSE Emerging Markets ETF - $288,280.78, and Vanguard Real Estate ETF - $255,637.31. This indicates that dividends play a meaningful role in the investor's overall strategy.
How stable are Peak Retirement Planning Inc.'s monthly returns?
Peak Retirement Planning Inc.'s monthly returns show a mixed pattern. Some months are relatively calm, while others are noticeably stronger or weaker, which suggests that performance is not fully consistent over time. This points to a strategy that may offer attractive upside but can also experience uneven short-term results.
Can Peak Retirement Planning Inc.'s strategy be considered aggressive or moderate?
Peak Retirement Planning Inc.'s strategy leans toward a moderately conservative profile. While there is still some exposure to market fluctuations, the overall structure and risk levels suggest a focus on maintaining stability rather than pursuing aggressive growth.
Should beginners follow Peak Retirement Planning Inc.'s strategy?
Peak Retirement Planning Inc.'s strategy may be suitable for beginners, but with some caution. While the overall approach is not overly complex, it still involves a certain level of risk and variability. Beginners should be prepared for occasional fluctuations and ensure they understand the strategy before trying to follow it.
